[
  {
    "id": "increase-docs-1",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/sending-ach-transfers.md",
    "excerpt": "You make a `POST /ach_transfers` call with the details of how much you'd like to send and data about the recipient.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-2",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/sending-wire-transfers.md",
    "excerpt": "You make a `POST /wire_transfers` call with the details of how much you'd like to send and data about the recipient.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-3",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/sending-real-time-payments.md",
    "excerpt": "Real-Time Payments can be sent at any time during the day and funds will settle instantly.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-4",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/originating-checks.md",
    "excerpt": "Check Transfers let you send a physical check without operating a printer or a mailroom. Increase prints and mails the check on your behalf, holds the funds until it's deposited, and tracks it through mailing, deposit, and any returns.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-5",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/webhooks.md",
    "excerpt": "Increase can reach out to your application so that you can take action (such as sending an email alert about the transaction to your user) automatically.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-6",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/sandbox.md",
    "excerpt": "Every API and dashboard feature is available in Sandbox. ... you can use special Simulation APIs, which are only available in Sandbox.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-7",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/accounts-and-account-numbers.md",
    "excerpt": "You can instantly create multiple Account Numbers for a single Account and manage them programmatically.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-8",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/sending-ach-transfers.md",
    "excerpt": "Optionally, transfers can be held for approval by another team member.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-9",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/sending-real-time-payments.md",
    "excerpt": "You can use the Routing Numbers API to confirm whether an institution supports Real-Time Payments.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-10",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/accounts-and-account-numbers.md",
    "excerpt": "With Increase, you can issue each investor a unique Account Number. This allows for automatic reconciliation of any received funds from that investor, regardless of how they send funds (via Wire, RTP, ACH, or even Check).",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-11",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/fednow.md",
    "excerpt": "Sending FedNow transfers covers how to check reachability with the Routing Number endpoint and fall back to ACH or a wire.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-12",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation/compliance-overview.md",
    "excerpt": "Increase makes Entity validations available via the API for each version of the data. You should follow up with your customer when the validation indicates a data issue.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-13",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation.md",
    "excerpt": "Access multi-million-dollar FDIC insurance at participating IntraFi network banks directly in Increase.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-14",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation.md",
    "excerpt": "Increase lets you place a hold on an Account to reserve funds for known future activity. Holds reduce the available balance without moving money, and can be released when they're no longer needed.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-docs-15",
    "tier": "claimed-docs",
    "url": "https://increase.com/documentation.md",
    "excerpt": "When a user tries to use their card and Increase has to decide to approve the authorization or not... we'll create a Real-Time Decision object in the API and send you a special real-time webhook.",
    "fetchedAt": "2026-09-15T08:03:43.826Z"
  },
  {
    "id": "increase-probe-1",
    "tier": "probe",
    "url": "https://increase.com/llms.txt",
    "excerpt": "PROBE llms.txt: HTTP 200 at https://increase.com/llms.txt # Increase\n\n> Increase builds modern banking APIs that enable technology companies to programmatically store, move, and",
    "fetchedAt": "2026-09-15T08:04:40.923Z"
  },
  {
    "id": "increase-probe-2",
    "tier": "probe",
    "url": "https://increase.com/documentation.md",
    "excerpt": "PROBE docs-md: HTTP 200 at https://increase.com/documentation.md # Increase Documentation\n\n## Products\n\n### Cards\n\n- [3D Secure](https://increase.com/documentation/3d-secure.md): 3D Sec",
    "fetchedAt": "2026-09-15T08:04:40.923Z"
  },
  {
    "id": "increase-probe-3",
    "tier": "probe",
    "url": "https://increase.com/openapi.json",
    "excerpt": "PROBE openapi: HTTP 200 at https://increase.com/openapi.json — contains \"openapi\" key",
    "fetchedAt": "2026-09-15T08:04:40.923Z"
  },
  {
    "id": "increase-probe-4",
    "tier": "probe",
    "url": "https://github.com/Increase/increase-cli",
    "excerpt": "official CLI documented at https://github.com/Increase/increase-cli",
    "fetchedAt": "2026-09-15T08:04:40.923Z"
  },
  {
    "id": "increase-comm-1",
    "tier": "community",
    "url": "https://hn.algolia.com/api/v1/items/32828669",
    "excerpt": "Accounts are with First Internet Bank or Blue Ridge Bank, not Increase itself: https://increase.com/terms - it's white-label banking API, not becoming a bank yourself.",
    "fetchedAt": "2026-09-15T08:43:36.098Z"
  },
  {
    "id": "increase-comm-2",
    "tier": "community",
    "url": "https://hn.algolia.com/api/v1/items/32828669",
    "excerpt": "\"That looks reasonable, having worked with Stripe's APIs before I know that part would at least be nice. But I am worried about pricing with the 'contact sales'. If they charged per transfer initiated that would be a dealbreaker.\"",
    "fetchedAt": "2026-09-15T08:43:36.098Z"
  },
  {
    "id": "increase-comm-3",
    "tier": "community",
    "url": "https://hn.algolia.com/api/v1/items/32828669",
    "excerpt": "User considering Increase for freelancer payments noted appeal: \"it says 'ACH transfers', 'Wire transfers', and 'Real-Time Payments'. That covers quite a portion of what freelancers want, unlike e.g. Wise, which is a single method.\"",
    "fetchedAt": "2026-09-15T08:43:36.098Z"
  },
  {
    "id": "increase-comm-4",
    "tier": "community",
    "url": "https://hn.algolia.com/api/v1/items/40161794",
    "excerpt": "\"Love the article... Increase does as well and has forged a similar laser-focus on what their customers need to build terrific design guidelines for making products. Inspiring to see.\"",
    "fetchedAt": "2026-09-15T08:43:36.098Z"
  },
  {
    "id": "increase-comm-5",
    "tier": "community",
    "url": "https://hn.algolia.com/api/v1/items/40161794",
    "excerpt": "\"I think this is better than Stripe's abstract everything approach even for people who are not into payments. Stripe has built a very leaky abstraction.\" (comparing Increase's API design favorably to Stripe)",
    "fetchedAt": "2026-09-15T08:43:36.098Z"
  },
  {
    "id": "increase-comm-6",
    "tier": "community",
    "url": "https://hn.algolia.com/api/v1/items/40161794",
    "excerpt": "\"Just wanted to say that I appreciated the article :) Using well-designed APIs is great, and seeing people putting a lot of thought on it, with the intent of improving dev experience, is very refreshing.\"",
    "fetchedAt": "2026-09-15T08:43:36.098Z"
  },
  {
    "id": "increase-comm-7",
    "tier": "community",
    "url": "https://hn.algolia.com/api/v1/items/40161794",
    "excerpt": "Increase employee explains value-add: \"The actual mechanics of integrating with, say, FedACH... doesn't have a REST API\" - Increase builds a REST API abstraction layer on top of raw payment rail protocols like FedACH.",
    "fetchedAt": "2026-09-15T08:43:36.098Z"
  },
  {
    "id": "increase-comm-8",
    "tier": "community",
    "url": "https://hn.algolia.com/api/v1/items/40161794",
    "excerpt": "Skeptical comment: \"If there's no abstraction, what's your value-add?... If your API is doing the exact same things as an underlying service is doing, you're just a middleman extracting rents.\"",
    "fetchedAt": "2026-09-15T08:43:36.098Z"
  }
]