Alternatives

Alternatives to Increase

5 Banking as a Service rivals, ranked by the same evidence-graded leaderboard — Increase itself ranks #2 with a PA Score of 29/100. Every “beats Increase on” below comes from a judged head-to-head round with cited evidence — see the methodology.

#1
Column
Column, N.A.
PA Score 31/100vs Increase →
coverage
26.9/100
Beats Increase on: Export all of my data in open formats and leave · Issue unique account and routing numbers at scale — virtual accounts for reconciliation, per-customer collection accounts, and sub-accounts under a master structure
#3
Synctera
Synctera Inc.
PA Score 24/100vs Increase →
coverage
18.9/100
Beats Increase on: Customer verification is programmatic — KYC for individuals and KYB for businesses with document collection, watchlist screening, and clearly modeled application states · Rely on versioned APIs with a documented deprecation policy
#4
Stripe Treasury
Stripe, Inc.
PA Score 17/100vs Increase →
coverage
12.9/100
Beats Increase on: Connect an agent via an official MCP server · Use an official CLI
#5
Treasury Prime
Treasury Prime Inc.
PA Score 14/100vs Increase →
coverage
11.6/100
Beats Increase on: Customer verification is programmatic — KYC for individuals and KYB for businesses with document collection, watchlist screening, and clearly modeled application states · Explore an interactive API reference with runnable examples
#6
Unit
Unit Finance Inc.
PA Score 6/100vs Increase →
coverage
9.0/100
Beats Increase on: Money can cross borders — international wires or SWIFT, FX with transparent rates, and the coverage map of currencies and corridors documented · Accounts come with cards — issue virtual and physical debit cards tied to the account through the same API, with spend controls and digital wallet support

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