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How Column’s scores are calculated

The full audit trail, recomputed from the verdict data at build time through the same code that produced the leaderboard: verdict × quality × story weight per cell, cells sum to dimension scores, dimensions blend into the PA Score. Every number on the product page is reproducible from this page alone; for why the formula looks like this, see the methodology.

verdict factors: full ×1.0 · partial ×0.6 · disputed ×0.3 · none ×0.0 · n/a excluded from both sides · cell points = weight × quality × factor · cell max = weight × 10

PA Score31/100

Agent-ready 38.9 × 0.30 = 11.67

API quality 45.7 × 0.20 = 9.14

Openness 49.6 × 0.20 = 9.92

Built-in AI 0.0 × 0.15 = 0.00

Automation 0.0 × 0.15 = 0.00

(11.67 + 9.14 + 9.92 + 0.00 + 0.00) ÷ (0.30 + 0.20 + 0.20 + 0.15 + 0.15) = 30.73 ÷ 1.00 = 30.7

Scores are stored to 1 decimal; the product page’s pills round to whole numbers for display. Each dimension below shows the stories, verdicts, and cited evidence behind its number.

Agent-ready38.9/100×0.30 of the PA blend

Outside-in: can YOUR agent reach and drive this product — API, MCP, CLI, headless runs, agent docs.

Point an agent at llms.txt or agent-oriented docsweight 2

2 (weight) × 9 (quality) × 1.0 (full) = 18.0 of 20 max

  • [probe] https://docs.column.com/llms.txtPROBE llms.txt: HTTP 200 at https://docs.column.com/llms.txt # Column Documentation > Column N.A. is the first nationally chartered bank created to serve developers and builders, o
  • [probe] https://docs.column.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.column.com/openapi.json — contains "openapi" key
  • [claimed-docs] https://docs.column.com/markdown/guides/getting-started.mdwe are going to build a basic payment workflow consisting of a wire, a book transfer, and an ACH credit
  • [claimed-docs] https://docs.column.comColumn's API is defined by an OpenAPI spec (also available as JSON). Use it to generate type-safe client SDKs in any language

Run the product headlessly / in CI for automationweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://docs.column.com/markdown/guides/sandbox-and-testing.mdTo simulate an incoming transfer, or just to set an initial balance on your account, you can use the `/simulate/receive-wire` endpoint. To simulate incoming ACHs, we have a `/simulate/receive-ach-credit` and a `/simulate/receive-ach-debit` endpoint.
  • [claimed-docs] https://docs.column.comColumn's API is defined by an OpenAPI spec (also available as JSON). Use it to generate type-safe client SDKs in any language
  • [probe] https://docs.column.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.column.com/openapi.json — contains "openapi" key
  • [community] https://news.ycombinator.com/item?id=31109170Engineer at Column: 'we have definitely considered creating SDK's but most of our customers prefer the HTTP API's, which will likely remain the best way to use Column for a while.'

Plug MCP servers into this product so it can use their toolsweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Connect an agent via an official MCP serverweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

  • [claimed-docs] https://docs.column.comColumn's API is defined by an OpenAPI spec (also available as JSON). Use it to generate type-safe client SDKs in any language
  • [probe] https://docs.column.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.column.com/openapi.json — contains "openapi" key

Use an official CLIweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [community] https://news.ycombinator.com/item?id=31109170Engineer at Column: 'we have definitely considered creating SDK's but most of our customers prefer the HTTP API's, which will likely remain the best way to use Column for a while.'

Drive the product through a documented public APIweight 3

3 (weight) × 9 (quality) × 1.0 (full) = 27.0 of 30 max

  • [claimed-docs] https://docs.column.com/markdown/api.mdQuery transfers across all payment types from a single unified endpoint.
  • [claimed-docs] https://docs.column.comColumn's API is defined by an OpenAPI spec (also available as JSON). Use it to generate type-safe client SDKs in any language
  • [probe] https://docs.column.com/llms.txtPROBE llms.txt: HTTP 200 at https://docs.column.com/llms.txt # Column Documentation > Column N.A. is the first nationally chartered bank created to serve developers and builders, o
  • [probe] https://docs.column.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.column.com/openapi.json — contains "openapi" key
  • [community] https://news.ycombinator.com/item?id=31109170Engineer at Column: 'we have definitely considered creating SDK's but most of our customers prefer the HTTP API's, which will likely remain the best way to use Column for a while.'

Issue scoped/least-privilege API credentials for an agentweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Build against official SDKsweight 2

2 (weight) × 3 (quality) × 0.3 (disputed) = 1.8 of 20 max

  • [claimed-docs] https://docs.column.comColumn's API is defined by an OpenAPI spec (also available as JSON). Use it to generate type-safe client SDKs in any language
  • [community] https://news.ycombinator.com/item?id=31109170Engineer at Column: 'we have definitely considered creating SDK's but most of our customers prefer the HTTP API's, which will likely remain the best way to use Column for a while.'

Subscribe to events via webhooksweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.column.com/markdown/working-with-the-api/events-and-webhooks.mdYou can configure webhook endpoints via APIs or Dashboard in your platform to be notified about events from Column.

Agent-ready = 70.0 ÷ 180 × 100 = 38.9

API quality45.7/100×0.20 of the PA blend

The programmable surface once an agent is there — machine-readable spec, interactive docs, sandbox, versioning discipline.

Explore an interactive API reference with runnable examplesweight 2

2 (weight) × 5 (quality) × 0.6 (partial) = 6.0 of 20 max

  • [claimed-docs] https://docs.column.com/markdown/guides/sandbox-and-testing.mdTo simulate an incoming transfer, or just to set an initial balance on your account, you can use the `/simulate/receive-wire` endpoint. To simulate incoming ACHs, we have a `/simulate/receive-ach-credit` and a `/simulate/receive-ach-debit` endpoint.
  • [claimed-docs] https://docs.column.comColumn's API is defined by an OpenAPI spec (also available as JSON). Use it to generate type-safe client SDKs in any language
  • [probe] https://docs.column.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.column.com/openapi.json — contains "openapi" key
  • [probe] https://docs.column.com/llms.txtPROBE llms.txt: HTTP 200 at https://docs.column.com/llms.txt # Column Documentation > Column N.A. is the first nationally chartered bank created to serve developers and builders, o

Download a machine-readable API spec (OpenAPI or equivalent)weight 2

2 (weight) × 9 (quality) × 1.0 (full) = 18.0 of 20 max

  • [claimed-docs] https://docs.column.comColumn's API is defined by an OpenAPI spec (also available as JSON). Use it to generate type-safe client SDKs in any language
  • [probe] https://docs.column.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.column.com/openapi.json — contains "openapi" key

Test against a sandbox environment without touching production dataweight 1

1 (weight) × 8 (quality) × 1.0 (full) = 8.0 of 10 max

  • [claimed-docs] https://docs.column.com/markdown/guides/sandbox-and-testing.mdTo simulate an incoming transfer, or just to set an initial balance on your account, you can use the `/simulate/receive-wire` endpoint. To simulate incoming ACHs, we have a `/simulate/receive-ach-credit` and a `/simulate/receive-ach-debit` endpoint.
  • [community] https://news.ycombinator.com/item?id=31109170Feedback to Column: nit that the uptime status page (status.column.com) defaults to 'Sandbox' instead of Production, which 'can mislead a reader in a hurry if the Sandbox environment is having woes but Production is fine'; also a typo 'sweet' should be 'sweep' on column.com/bank-accounts.

Rely on versioned APIs with a documented deprecation policyweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

API quality = 32.0 ÷ 70 × 100 = 45.7

Openness49.6/100×0.20 of the PA blend

Can you leave, inspect, or self-host — data export, open source, portability.

Do everything through the API that I can do in the UIweight 2

2 (weight) × 7 (quality) × 1.0 (full) = 14.0 of 20 max

  • [claimed-docs] https://docs.column.com/markdown/guides/bank-accounts.mdProgrammatically open and manage FDIC insured bank accounts at Column on behalf of your customers. We support FBO, sweep, clearing and custom account types.
  • [claimed-docs] https://docs.column.com/markdown/checks.mdColumn provides customers the ability to issue and deposit checks through our APIs.
  • [claimed-docs] https://docs.column.com/markdown/international-wires.mdVia our APIs, you can send and receive international transfers through the SWIFT network.
  • [claimed-docs] https://docs.column.com/markdown/realtime.mdColumn enables you to immediately send funds, receive funds, and request payment (RFP) through both the Federal Reserve's FedNow Service and The Clearing House's RTP® network.
  • [claimed-docs] https://docs.column.com/markdown/working-with-the-api/events-and-webhooks.mdYou can configure webhook endpoints via APIs or Dashboard in your platform to be notified about events from Column.
  • [claimed-docs] https://docs.column.com/markdown/api.mdQuery transfers across all payment types from a single unified endpoint.
  • [claimed-docs] https://docs.column.comColumn's API is defined by an OpenAPI spec (also available as JSON). Use it to generate type-safe client SDKs in any language
  • [community] https://news.ycombinator.com/item?id=31109170Engineer at Column: 'we have definitely considered creating SDK's but most of our customers prefer the HTTP API's, which will likely remain the best way to use Column for a while.'

Export all of my data in open formats and leaveweight 3

3 (weight) × 6 (quality) × 0.6 (partial) = 10.8 of 30 max

  • [claimed-docs] https://docs.column.com/markdown/guides/reporting.mdColumn provides the following reports: `bank_account_transaction` and `bank_account_summary`. All reports are available in CSV, JSON, and Parquet formats.
  • [claimed-docs] https://docs.column.com/markdown/wire.mdwe receive full raw data for all domestic and international wires. You can access the raw message for domestic wires using our get wire transfer API endpoint
  • [claimed-docs] https://docs.column.comColumn's API is defined by an OpenAPI spec (also available as JSON). Use it to generate type-safe client SDKs in any language
  • [claimed-docs] https://docs.column.com/markdown/api.mdQuery transfers across all payment types from a single unified endpoint.

Read the product's source under an open licenseweight 2

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Self-host the core productweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Openness = 24.8 ÷ 50 × 100 = 49.6

Built-in AI0.0/100×0.15 of the PA blend

Inside-out: how agentic the product itself is for its users — built-in assistants, autonomous features.

Get AI-generated insights and suggestions from my data inside the productweight 2

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Set up automations that run autonomously in the backgroundweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Delegate tasks to a built-in AI assistant inside the productweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Operate the product with natural-language commandsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Built-in AI = 0.0 ÷ 40 × 100 = 0.0

Automation0.0/100×0.15 of the PA blend

Depth of automation primitives — rules, scheduling, bulk operations, webhooks.

Perform bulk operations across many items at onceweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Define rules that trigger actions automatically on eventsweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

  • [claimed-docs] https://docs.column.com/markdown/working-with-the-api/events-and-webhooks.mdYou can configure webhook endpoints via APIs or Dashboard in your platform to be notified about events from Column.

Schedule recurring jobs or workflowsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Version, review, and roll back my automationsweight 1

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Automation = 0.0 ÷ 70 × 100 = 0.0