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How Expensify’s scores are calculated

The full audit trail, recomputed from the verdict data at build time through the same code that produced the leaderboard: verdict × quality × story weight per cell, cells sum to dimension scores, dimensions blend into the PA Score. Every number on the product page is reproducible from this page alone; for why the formula looks like this, see the methodology.

verdict factors: full ×1.0 · partial ×0.6 · disputed ×0.3 · none ×0.0 · n/a excluded from both sides · cell points = weight × quality × factor · cell max = weight × 10

PA Score11/100

Agent-ready 13.7 × 0.30 = 4.11

API quality 0.0 × 0.20 = 0.00

Openness 3.6 × 0.20 = 0.72

Built-in AI 27.3 × 0.15 = 4.09

Automation 12.9 × 0.15 = 1.94

(4.11 + 0.00 + 0.72 + 4.09 + 1.94) ÷ (0.30 + 0.20 + 0.20 + 0.15 + 0.15) = 10.86 ÷ 1.00 = 10.9

Scores are stored to 1 decimal; the product page’s pills round to whole numbers for display. Each dimension below shows the stories, verdicts, and cited evidence behind its number.

Agent-ready13.7/100×0.30 of the PA blend

Outside-in: can YOUR agent reach and drive this product — API, MCP, CLI, headless runs, agent docs.

Point an agent at llms.txt or agent-oriented docsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [probe] https://integrations.expensify.com/Integration-Server/doc/.md“PROBE docs-md: HTTP 404 at https://integrations.expensify.com/Integration-Server/doc/.md”

Run the product headlessly / in CI for automationweight 2

2 (weight) × 3 (quality) × 0.6 (partial) = 3.6 of 20 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“use the OAuth2 authorization code flow to obtain a short-lived access token”

Plug MCP servers into this product so it can use their toolsweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Connect an agent via an official MCP serverweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Create, categorize, tag, approve, and reject expenses using plain language, no clicking required”

Use an official CLIweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Drive the product through a documented public APIweight 3

3 (weight) × 7 (quality) × 1.0 (full) = 21.0 of 30 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“use the OAuth2 authorization code flow to obtain a short-lived access token”

Issue scoped/least-privilege API credentials for an agentweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“use the OAuth2 authorization code flow to obtain a short-lived access token”

Build against official SDKsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“use the OAuth2 authorization code flow to obtain a short-lived access token”
  • [probe] https://integrations.expensify.com/Integration-Server/doc/.md“PROBE docs-md: HTTP 404 at https://integrations.expensify.com/Integration-Server/doc/.md”

Subscribe to events via webhooksweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Agent-ready = 24.6 ÷ 180 × 100 = 13.7

API quality0.0/100×0.20 of the PA blend

The programmable surface once an agent is there — machine-readable spec, interactive docs, sandbox, versioning discipline.

Explore an interactive API reference with runnable examplesweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [probe] https://integrations.expensify.com/Integration-Server/doc/.md“PROBE docs-md: HTTP 404 at https://integrations.expensify.com/Integration-Server/doc/.md”

Download a machine-readable API spec (OpenAPI or equivalent)weight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“use the OAuth2 authorization code flow to obtain a short-lived access token”

Test against a sandbox environment without touching production dataweight 1

1 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 10 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Rely on versioned APIs with a documented deprecation policyweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“use the OAuth2 authorization code flow to obtain a short-lived access token”

API quality = 0.0 ÷ 70 × 100 = 0.0

Openness3.6/100×0.20 of the PA blend

Can you leave, inspect, or self-host — data export, open source, portability.

Do everything through the API that I can do in the UIweight 2

2 (weight) × 3 (quality) × 0.6 (partial) = 3.6 of 20 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [probe] https://integrations.expensify.com/Integration-Server/doc/.md“PROBE docs-md: HTTP 404 at https://integrations.expensify.com/Integration-Server/doc/.md”

Export all of my data in open formats and leaveweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Read the product's source under an open licenseweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [github] https://github.com/Expensify/App“Install dependencies: `npm install`”

Self-host the core productweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

  • [github] https://github.com/Expensify/App“Install dependencies: `npm install`”

Openness = 3.6 ÷ 100 × 100 = 3.6

Built-in AI27.3/100×0.15 of the PA blend

Inside-out: how agentic the product itself is for its users — built-in assistants, autonomous features.

Get AI-generated insights and suggestions from my data inside the productweight 2

2 (weight) × 5 (quality) × 0.3 (disputed) = 3.0 of 20 max

  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Create, categorize, tag, approve, and reject expenses using plain language, no clicking required”
  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Configure workspaces, build rules, and fix your own setup mistakes by just asking”
  • [community] https://news.ycombinator.com/item?id=15796189“Expensify does pretty horrible categorization. It does a really good job at determining amount, but approx 70% of the time manages to screw up the categorization unless it's really obvious.”
  • [community] https://news.ycombinator.com/item?id=15796189“Lots of companies like Expensify, Bills.com, ReceiptHog use MTurk to extract data from financial documents. Accuracy is not 100% guaranteed and categorization is often off since the person doesn't know your purchase history.”

Set up automations that run autonomously in the backgroundweight 2

2 (weight) × 4 (quality) × 0.6 (partial) = 4.8 of 20 max

  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Create, categorize, tag, approve, and reject expenses using plain language, no clicking required”
  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Configure workspaces, build rules, and fix your own setup mistakes by just asking”
  • [claimed-docs] https://help.expensify.com/articles/expensify-classic/connections/quickbooks-online/Configure-Quickbooks-Online“Finalized reports are exported automatically to QuickBooks Online.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“use the OAuth2 authorization code flow to obtain a short-lived access token”

Delegate tasks to a built-in AI assistant inside the productweight 3

3 (weight) × 6 (quality) × 0.6 (partial) = 10.8 of 30 max

  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Create, categorize, tag, approve, and reject expenses using plain language, no clicking required”
  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Configure workspaces, build rules, and fix your own setup mistakes by just asking”

Operate the product with natural-language commandsweight 2

2 (weight) × 5 (quality) × 0.6 (partial) = 6.0 of 20 max

  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Create, categorize, tag, approve, and reject expenses using plain language, no clicking required”
  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Configure workspaces, build rules, and fix your own setup mistakes by just asking”

Built-in AI = 24.6 ÷ 90 × 100 = 27.3

Automation12.9/100×0.15 of the PA blend

Depth of automation primitives — rules, scheduling, bulk operations, webhooks.

Perform bulk operations across many items at onceweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Create, categorize, tag, approve, and reject expenses using plain language, no clicking required”

Define rules that trigger actions automatically on eventsweight 3

3 (weight) × 5 (quality) × 0.6 (partial) = 9.0 of 30 max

  • [claimed-docs] https://use.expensify.com/blog/ask-expensify-ai-anything“Configure workspaces, build rules, and fix your own setup mistakes by just asking”
  • [claimed-docs] https://help.expensify.com/articles/expensify-classic/connections/quickbooks-online/Configure-Quickbooks-Online“Finalized reports are exported automatically to QuickBooks Online.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“use the OAuth2 authorization code flow to obtain a short-lived access token”

Schedule recurring jobs or workflowsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To use the API, you will need to generate API credentials.”
  • [claimed-docs] https://integrations.expensify.com/Integration-Server/doc/“To act on behalf of individual Expensify users, use the OAuth2 authorization code flow to obtain a short-lived access token.”
  • [claimed-docs] https://help.expensify.com/articles/expensify-classic/connections/quickbooks-online/Configure-Quickbooks-Online“Finalized reports are exported automatically to QuickBooks Online.”

Version, review, and roll back my automationsweight 1

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Automation = 9.0 ÷ 70 × 100 = 12.9