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How Ramp’s scores are calculated

The full audit trail, recomputed from the verdict data at build time through the same code that produced the leaderboard: verdict × quality × story weight per cell, cells sum to dimension scores, dimensions blend into the PA Score. Every number on the product page is reproducible from this page alone; for why the formula looks like this, see the methodology.

verdict factors: full ×1.0 · partial ×0.6 · disputed ×0.3 · none ×0.0 · n/a excluded from both sides · cell points = weight × quality × factor · cell max = weight × 10

PA Score39/100

Agent-ready 70.7 × 0.30 = 21.21

API quality 5.1 × 0.20 = 1.02

Openness 18.0 × 0.20 = 3.60

Built-in AI 50.0 × 0.15 = 7.50

Automation 36.0 × 0.15 = 5.40

(21.21 + 1.02 + 3.60 + 7.50 + 5.40) ÷ (0.30 + 0.20 + 0.20 + 0.15 + 0.15) = 38.73 ÷ 1.00 = 38.7

Scores are stored to 1 decimal; the product page’s pills round to whole numbers for display. Each dimension below shows the stories, verdicts, and cited evidence behind its number.

Agent-ready70.7/100×0.30 of the PA blend

Outside-in: can YOUR agent reach and drive this product — API, MCP, CLI, headless runs, agent docs.

Point an agent at llms.txt or agent-oriented docsweight 2

2 (weight) × 9 (quality) × 1.0 (full) = 18.0 of 20 max

  • [probe] https://docs.ramp.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.ramp.com/llms.txt # Ramp Developer API Machine-readable index for Ramp's Developer API documentation. ## Usage Instructions - If you are”
  • [claimed-docs] https://docs.ramp.com/llms-guides/getting-started.txt“You'll create an access token and call the Transactions API to retrieve transaction data.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”

Run the product headlessly / in CI for automationweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/getting-started.txt“You'll create an access token and call the Transactions API to retrieve transaction data.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/authorization.txt“Ramp uses OAuth 2.0 for secure API access, providing granular permission control through scopes and supporting multiple authorization flows for different use cases.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/cli.txt“Authenticate with OAuth, manage expenses, approve bills, book travel, and more from your terminal or AI agent.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/webhooks.txt“Webhooks allow your application to receive real-time notifications about events that occur in your Ramp account.”
  • [probe] https://github.com/ramp-public/ramp-cli“official CLI documented at https://github.com/ramp-public/ramp-cli”

Plug MCP servers into this product so it can use their toolsweight 3

n/a — not applicable to this product: excluded from numerator and denominator

  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”
  • [probe] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“official MCP server documented at https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP”

Connect an agent via an official MCP serverweight 3

3 (weight) × 9 (quality) × 1.0 (full) = 27.0 of 30 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Find transactions with missing receipts or memos in the last 14 days and draft reminder messages I can send to the team.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Lock my card — I can't find it.”
  • [probe] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“official MCP server documented at https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP”

Use an official CLIweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/cli.txt“Authenticate with OAuth, manage expenses, approve bills, book travel, and more from your terminal or AI agent.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”
  • [probe] https://github.com/ramp-public/ramp-cli“official CLI documented at https://github.com/ramp-public/ramp-cli”

Drive the product through a documented public APIweight 3

3 (weight) × 9 (quality) × 1.0 (full) = 27.0 of 30 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/getting-started.txt“You'll create an access token and call the Transactions API to retrieve transaction data.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/authorization.txt“Ramp uses OAuth 2.0 for secure API access, providing granular permission control through scopes and supporting multiple authorization flows for different use cases.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/webhooks.txt“Webhooks allow your application to receive real-time notifications about events that occur in your Ramp account.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/cli.txt“Authenticate with OAuth, manage expenses, approve bills, book travel, and more from your terminal or AI agent.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”
  • [probe] https://docs.ramp.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.ramp.com/llms.txt # Ramp Developer API Machine-readable index for Ramp's Developer API documentation. ## Usage Instructions - If you are”
  • [probe] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“official MCP server documented at https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP”
  • [probe] https://github.com/ramp-public/ramp-cli“official CLI documented at https://github.com/ramp-public/ramp-cli”

Issue scoped/least-privilege API credentials for an agentweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/authorization.txt“Ramp uses OAuth 2.0 for secure API access, providing granular permission control through scopes and supporting multiple authorization flows for different use cases.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/cards-and-funds.txt“Issue cards, attach controls, and watch spend in real time — physical for employee in-person spend, virtual for reusable payment details, or Agent Cards for one agent checkout.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [probe] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“official MCP server documented at https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP”

Build against official SDKsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/getting-started.txt“You'll create an access token and call the Transactions API to retrieve transaction data.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/authorization.txt“Ramp uses OAuth 2.0 for secure API access, providing granular permission control through scopes and supporting multiple authorization flows for different use cases.”
  • [probe] https://docs.ramp.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.ramp.com/llms.txt # Ramp Developer API Machine-readable index for Ramp's Developer API documentation. ## Usage Instructions - If you are”
  • [probe] https://github.com/ramp-public/ramp-cli“official CLI documented at https://github.com/ramp-public/ramp-cli”

Subscribe to events via webhooksweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/webhooks.txt“Webhooks allow your application to receive real-time notifications about events that occur in your Ramp account.”

Agent-ready = 127.2 ÷ 180 × 100 = 70.7

API quality5.1/100×0.20 of the PA blend

The programmable surface once an agent is there — machine-readable spec, interactive docs, sandbox, versioning discipline.

Explore an interactive API reference with runnable examplesweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/getting-started.txt“You'll create an access token and call the Transactions API to retrieve transaction data.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/authorization.txt“Ramp uses OAuth 2.0 for secure API access, providing granular permission control through scopes and supporting multiple authorization flows for different use cases.”
  • [probe] https://docs.ramp.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.ramp.com/llms.txt # Ramp Developer API Machine-readable index for Ramp's Developer API documentation. ## Usage Instructions - If you are”

Download a machine-readable API spec (OpenAPI or equivalent)weight 2

2 (weight) × 3 (quality) × 0.6 (partial) = 3.6 of 20 max

  • [probe] https://docs.ramp.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.ramp.com/llms.txt # Ramp Developer API Machine-readable index for Ramp's Developer API documentation. ## Usage Instructions - If you are”
  • [claimed-docs] https://docs.ramp.com/llms-guides/getting-started.txt“You'll create an access token and call the Transactions API to retrieve transaction data.”

Test against a sandbox environment without touching production dataweight 1

1 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 10 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Rely on versioned APIs with a documented deprecation policyweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

API quality = 3.6 ÷ 70 × 100 = 5.1

Openness18.0/100×0.20 of the PA blend

Can you leave, inspect, or self-host — data export, open source, portability.

Do everything through the API that I can do in the UIweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/getting-started.txt“You'll create an access token and call the Transactions API to retrieve transaction data.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/cli.txt“Authenticate with OAuth, manage expenses, approve bills, book travel, and more from your terminal or AI agent.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Find transactions with missing receipts or memos in the last 14 days and draft reminder messages I can send to the team.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Lock my card — I can't find it.”
  • [probe] https://docs.ramp.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.ramp.com/llms.txt # Ramp Developer API Machine-readable index for Ramp's Developer API documentation. ## Usage Instructions - If you are”
  • [probe] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“official MCP server documented at https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP”
  • [probe] https://github.com/ramp-public/ramp-cli“official CLI documented at https://github.com/ramp-public/ramp-cli”

Export all of my data in open formats and leaveweight 3

3 (weight) × 3 (quality) × 0.6 (partial) = 5.4 of 30 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/getting-started.txt“You'll create an access token and call the Transactions API to retrieve transaction data.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/authorization.txt“Ramp uses OAuth 2.0 for secure API access, providing granular permission control through scopes and supporting multiple authorization flows for different use cases.”
  • [probe] https://docs.ramp.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.ramp.com/llms.txt # Ramp Developer API Machine-readable index for Ramp's Developer API documentation. ## Usage Instructions - If you are”

Read the product's source under an open licenseweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Self-host the core productweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Openness = 12.6 ÷ 70 × 100 = 18.0

Built-in AI50.0/100×0.15 of the PA blend

Inside-out: how agentic the product itself is for its users — built-in assistants, autonomous features.

Get AI-generated insights and suggestions from my data inside the productweight 2

2 (weight) × 7 (quality) × 1.0 (full) = 14.0 of 20 max

  • [claimed-docs] https://ramp.com/expense-management“All spend requests come with a recommended action grounded in your policies, budgets, and funds, so you can approve or reject in seconds.”
  • [claimed-docs] https://ramp.com/intelligence“Ramp gives you infinite teammates who work around the clock—flagging fraud, coding expenses, and enforcing policy.”
  • [claimed-docs] https://ramp.com/procurement“Drop in a contract or screenshot and Ramp's AI parses details and auto-fills the request form”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Find transactions with missing receipts or memos in the last 14 days and draft reminder messages I can send to the team.”
  • [claimed-docs] https://ramp.com“the receipt is captured automatically, coded to the correct GL account, and auto-approved because it's within policy — no expense report filed”
  • [probe] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“official MCP server documented at https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP”

Set up automations that run autonomously in the backgroundweight 2

2 (weight) × 5 (quality) × 0.6 (partial) = 6.0 of 20 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/webhooks.txt“Webhooks allow your application to receive real-time notifications about events that occur in your Ramp account.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Find transactions with missing receipts or memos in the last 14 days and draft reminder messages I can send to the team.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Lock my card — I can't find it.”
  • [claimed-docs] https://ramp.com/procurement“Rules-based workflows route requests to the right stakeholders automatically based on vendor type, spend category, or dollar amount”
  • [probe] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“official MCP server documented at https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP”
  • [probe] https://github.com/ramp-public/ramp-cli“official CLI documented at https://github.com/ramp-public/ramp-cli”

Delegate tasks to a built-in AI assistant inside the productweight 3

3 (weight) × 5 (quality) × 0.6 (partial) = 9.0 of 30 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”
  • [claimed-docs] https://ramp.com/intelligence“Ramp gives you infinite teammates who work around the clock—flagging fraud, coding expenses, and enforcing policy.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Find transactions with missing receipts or memos in the last 14 days and draft reminder messages I can send to the team.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Lock my card — I can't find it.”
  • [probe] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“official MCP server documented at https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP”

Operate the product with natural-language commandsweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/build-for-ai-agents.txt“Give an AI agent read access, action authority, and (with approval) real purchasing power on Ramp — through MCP, the Ramp CLI, or both.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Find transactions with missing receipts or memos in the last 14 days and draft reminder messages I can send to the team.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Lock my card — I can't find it.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/cli.txt“Authenticate with OAuth, manage expenses, approve bills, book travel, and more from your terminal or AI agent.”
  • [probe] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“official MCP server documented at https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP”
  • [probe] https://github.com/ramp-public/ramp-cli“official CLI documented at https://github.com/ramp-public/ramp-cli”

Built-in AI = 45.0 ÷ 90 × 100 = 50.0

Automation36.0/100×0.15 of the PA blend

Depth of automation primitives — rules, scheduling, bulk operations, webhooks.

Perform bulk operations across many items at onceweight 2

2 (weight) × 4 (quality) × 0.6 (partial) = 4.8 of 20 max

  • [claimed-docs] https://ramp.com/multi-entity“Sync your transaction and reimbursement data to multiple entities in a single step, for less work.”
  • [claimed-docs] https://support.ramp.com/hc/en-us/articles/45516494479891-Ramp-MCP“Find transactions with missing receipts or memos in the last 14 days and draft reminder messages I can send to the team.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/getting-started.txt“You'll create an access token and call the Transactions API to retrieve transaction data.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/ramp-mcp.txt“Ramp MCP allows you to securely connect Ramp with AI assistants like ChatGPT and Claude, so you can query Ramp data and take actions with natural language.”
  • [claimed-docs] https://docs.ramp.com/llms-guides/cli.txt“Authenticate with OAuth, manage expenses, approve bills, book travel, and more from your terminal or AI agent.”

Define rules that trigger actions automatically on eventsweight 3

3 (weight) × 8 (quality) × 1.0 (full) = 24.0 of 30 max

  • [claimed-docs] https://docs.ramp.com/llms-guides/webhooks.txt“Webhooks allow your application to receive real-time notifications about events that occur in your Ramp account.”
  • [claimed-docs] https://ramp.com/expense-management“Set submission requirements, enforce spend limits, and block risky merchants or categories all before spend happens.”
  • [claimed-docs] https://ramp.com/corporate-cards“Create personalized workflows that only notify the right people, based on spend amount or team role, and keep visibility high.”
  • [claimed-docs] https://ramp.com/corporate-cards“Let Ramp send reminders for missing items or request repayments for you.”
  • [claimed-docs] https://ramp.com/procurement“Rules-based workflows route requests to the right stakeholders automatically based on vendor type, spend category, or dollar amount”
  • [claimed-docs] https://ramp.com“the receipt is captured automatically, coded to the correct GL account, and auto-approved because it's within policy — no expense report filed”

Schedule recurring jobs or workflowsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Version, review, and roll back my automationsweight 1

1 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 10 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Automation = 28.8 ÷ 80 × 100 = 36.0