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How Signifyd’s scores are calculated

The full audit trail, recomputed from the verdict data at build time through the same code that produced the leaderboard: verdict × quality × story weight per cell, cells sum to dimension scores, dimensions blend into the PA Score. Every number on the product page is reproducible from this page alone; for why the formula looks like this, see the methodology.

verdict factors: full ×1.0 · partial ×0.6 · disputed ×0.3 · none ×0.0 · n/a excluded from both sides · cell points = weight × quality × factor · cell max = weight × 10

PA Score10/100

Agent-ready 23.8 × 0.30 = 7.14

API quality 0.0 × 0.20 = 0.00

Openness 12.0 × 0.20 = 2.40

Built-in AI 5.3 × 0.15 = 0.79

Automation 0.0 × 0.15 = 0.00

(7.14 + 0.00 + 2.40 + 0.79 + 0.00) ÷ (0.30 + 0.20 + 0.20 + 0.15 + 0.15) = 10.33 ÷ 1.00 = 10.3

Scores are stored to 1 decimal; the product page’s pills round to whole numbers for display. Each dimension below shows the stories, verdicts, and cited evidence behind its number.

Agent-ready23.8/100×0.30 of the PA blend

Outside-in: can YOUR agent reach and drive this product — API, MCP, CLI, headless runs, agent docs.

Point an agent at llms.txt or agent-oriented docsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [probe] https://developer.signifyd.com/llms.txtPROBE llms.txt: HTTP 404 at https://developer.signifyd.com/llms.txt
  • [probe] https://developer.signifyd.com/main/reference/introduction.mdPROBE docs-md: HTTP 200 at https://developer.signifyd.com/main/reference/introduction.md --- updatedAt: 2026-01-06T12:05:16.000Z --- # Fundamentals This document will show you how to use Signifyd's REST API

Run the product headlessly / in CI for automationweight 2

2 (weight) × 5 (quality) × 0.6 (partial) = 6.0 of 20 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.
  • [claimed-docs] https://developer.signifyd.com/main/reference/saleThe Sale endpoint in Signifyd's API is used to record a Sale Event, which represents the completion of a purchase flow and the associated payment authorization in a **PostAuth** workflow.
  • [claimed-docs] https://developer.signifyd.com/main/reference/checkoutThe Checkout endpoint in Signifyd's API is used to record a Checkout Event in a Pre-Auth flow. This call should be made _before_ calling your Payment Gateway.
  • [claimed-docs] https://developer.signifyd.com/main/reference/createteamwebhookCreate a new webhook. This will add to the list of any existing webhooks.
  • [claimed-docs] https://developer.signifyd.com/main/docs/sdksSDKs provide mobile application developers with self-contained libraries for implementing Signifyd. Each SDK include instructions, examples, and project files to allow you to quickly add Signifyd to an existing project.

Plug MCP servers into this product so it can use their toolsweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.
  • [probe] https://developer.signifyd.com/llms.txtPROBE llms.txt: HTTP 404 at https://developer.signifyd.com/llms.txt

Connect an agent via an official MCP serverweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

  • [probe] https://developer.signifyd.com/llms.txtPROBE llms.txt: HTTP 404 at https://developer.signifyd.com/llms.txt

Use an official CLIweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Drive the product through a documented public APIweight 3

3 (weight) × 8 (quality) × 1.0 (full) = 24.0 of 30 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.
  • [claimed-docs] https://developer.signifyd.com/main/reference/saleThe Sale endpoint in Signifyd's API is used to record a Sale Event, which represents the completion of a purchase flow and the associated payment authorization in a **PostAuth** workflow.
  • [claimed-docs] https://developer.signifyd.com/main/reference/checkoutThe Checkout endpoint in Signifyd's API is used to record a Checkout Event in a Pre-Auth flow. This call should be made _before_ calling your Payment Gateway.
  • [claimed-docs] https://developer.signifyd.com/main/reference/getdecisionRetrieve the latest fraud decision for an order in the Signifyd system.
  • [claimed-docs] https://developer.signifyd.com/main/reference/createteamwebhookCreate a new webhook. This will add to the list of any existing webhooks.
  • [probe] https://developer.signifyd.com/main/reference/introduction.mdPROBE docs-md: HTTP 200 at https://developer.signifyd.com/main/reference/introduction.md --- updatedAt: 2026-01-06T12:05:16.000Z --- # Fundamentals This document will show you how to use Signifyd's REST API

Issue scoped/least-privilege API credentials for an agentweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.

Build against official SDKsweight 2

2 (weight) × 5 (quality) × 0.6 (partial) = 6.0 of 20 max

  • [claimed-docs] https://developer.signifyd.com/main/docs/sdksSDKs provide mobile application developers with self-contained libraries for implementing Signifyd. Each SDK include instructions, examples, and project files to allow you to quickly add Signifyd to an existing project.
  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.

Subscribe to events via webhooksweight 2

2 (weight) × 7 (quality) × 1.0 (full) = 14.0 of 20 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/createteamwebhookCreate a new webhook. This will add to the list of any existing webhooks.
  • [claimed-docs] https://developer.signifyd.com/main/docs/configuring-webhooksSignifyd can send a webhook to notify your online store every time a guarantee decision is made on a submitted order. This provides you with real-time updates enabling you to ship orders quickly and efficiently.

Agent-ready = 50.0 ÷ 210 × 100 = 23.8

API quality0.0/100×0.20 of the PA blend

The programmable surface once an agent is there — machine-readable spec, interactive docs, sandbox, versioning discipline.

Explore an interactive API reference with runnable examplesweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.
  • [claimed-docs] https://developer.signifyd.com/main/reference/saleThe Sale endpoint in Signifyd's API is used to record a Sale Event, which represents the completion of a purchase flow and the associated payment authorization in a **PostAuth** workflow.
  • [claimed-docs] https://developer.signifyd.com/main/reference/checkoutThe Checkout endpoint in Signifyd's API is used to record a Checkout Event in a Pre-Auth flow. This call should be made _before_ calling your Payment Gateway.
  • [claimed-docs] https://developer.signifyd.com/main/reference/getdecisionRetrieve the latest fraud decision for an order in the Signifyd system.

Download a machine-readable API spec (OpenAPI or equivalent)weight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.
  • [probe] https://developer.signifyd.com/llms.txtPROBE llms.txt: HTTP 404 at https://developer.signifyd.com/llms.txt
  • [probe] https://developer.signifyd.com/main/reference/introduction.mdPROBE docs-md: HTTP 200 at https://developer.signifyd.com/main/reference/introduction.md --- updatedAt: 2026-01-06T12:05:16.000Z --- # Fundamentals This document will show you how to use Signifyd's REST API

Test against a sandbox environment without touching production dataweight 1

1 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 10 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.
  • [claimed-docs] https://developer.signifyd.com/main/reference/saleThe Sale endpoint in Signifyd's API is used to record a Sale Event, which represents the completion of a purchase flow and the associated payment authorization in a **PostAuth** workflow.
  • [claimed-docs] https://developer.signifyd.com/main/reference/checkoutThe Checkout endpoint in Signifyd's API is used to record a Checkout Event in a Pre-Auth flow. This call should be made _before_ calling your Payment Gateway.
  • [claimed-docs] https://developer.signifyd.com/main/docs/getting-startedIntegrating Signifyd on your online stores enables orders placed on your stores to be sent to Signifyd for Guaranteed Fraud Protection.

Rely on versioned APIs with a documented deprecation policyweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

API quality = 0.0 ÷ 70 × 100 = 0.0

Openness12.0/100×0.20 of the PA blend

Can you leave, inspect, or self-host — data export, open source, portability.

Do everything through the API that I can do in the UIweight 2

2 (weight) × 5 (quality) × 0.6 (partial) = 6.0 of 20 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/saleThe Sale endpoint in Signifyd's API is used to record a Sale Event, which represents the completion of a purchase flow and the associated payment authorization in a **PostAuth** workflow.
  • [claimed-docs] https://developer.signifyd.com/main/reference/checkoutThe Checkout endpoint in Signifyd's API is used to record a Checkout Event in a Pre-Auth flow. This call should be made _before_ calling your Payment Gateway.
  • [claimed-docs] https://developer.signifyd.com/main/reference/getdecisionRetrieve the latest fraud decision for an order in the Signifyd system.
  • [claimed-docs] https://developer.signifyd.com/main/reference/createchargebackTo create a chargeback against an Order in the Signifyd system, you need to record a Chargeback Event.
  • [claimed-docs] https://developer.signifyd.com/main/reference/representmentoutcomeTo set the outcome of a Chargeback's Representment in the Signifyd system, you need to record a Representment Outcome Event.
  • [claimed-docs] https://developer.signifyd.com/main/reference/createteamwebhookCreate a new webhook. This will add to the list of any existing webhooks.
  • [claimed-docs] https://developer.signifyd.com/main/docs/cancelling-guaranteesOnce a return, refund, or appeasement has been completed, merchants can cancel the Signifyd Guarantee associated with the order.
  • [claimed-docs] https://www.signifyd.comReturn Insights Actionable intelligence to reduce returns and protect revenue
  • [claimed-docs] https://www.signifyd.comInstant Refunds Deliver instant, risk-free refunds that drive loyalty and revenue

Export all of my data in open formats and leaveweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.
  • [claimed-docs] https://developer.signifyd.com/main/reference/getdecisionRetrieve the latest fraud decision for an order in the Signifyd system.

Read the product's source under an open licenseweight 2

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Self-host the core productweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Openness = 6.0 ÷ 50 × 100 = 12.0

Built-in AI5.3/100×0.15 of the PA blend

Inside-out: how agentic the product itself is for its users — built-in assistants, autonomous features.

Get AI-generated insights and suggestions from my data inside the productweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://www.signifyd.comReturn Insights Actionable intelligence to reduce returns and protect revenue
  • [claimed-docs] https://www.signifyd.comInstant Refunds Deliver instant, risk-free refunds that drive loyalty and revenue

Set up automations that run autonomously in the backgroundweight 2

2 (weight) × 4 (quality) × 0.6 (partial) = 4.8 of 20 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/createteamwebhookCreate a new webhook. This will add to the list of any existing webhooks.
  • [claimed-docs] https://developer.signifyd.com/main/docs/configuring-webhooksSignifyd can send a webhook to notify your online store every time a guarantee decision is made on a submitted order. This provides you with real-time updates enabling you to ship orders quickly and efficiently.
  • [claimed-docs] https://developer.signifyd.com/main/reference/getdecisionRetrieve the latest fraud decision for an order in the Signifyd system.
  • [claimed-docs] https://developer.signifyd.com/main/reference/createchargebackTo create a chargeback against an Order in the Signifyd system, you need to record a Chargeback Event.
  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.

Delegate tasks to a built-in AI assistant inside the productweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Operate the product with natural-language commandsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/introductionThis document will show you how to use Signifyd's REST API to authenticate, make requests, and retrieve data.
  • [claimed-docs] https://developer.signifyd.com/main/reference/saleThe Sale endpoint in Signifyd's API is used to record a Sale Event, which represents the completion of a purchase flow and the associated payment authorization in a **PostAuth** workflow.
  • [claimed-docs] https://developer.signifyd.com/main/reference/checkoutThe Checkout endpoint in Signifyd's API is used to record a Checkout Event in a Pre-Auth flow. This call should be made _before_ calling your Payment Gateway.

Built-in AI = 4.8 ÷ 90 × 100 = 5.3

Automation0.0/100×0.15 of the PA blend

Depth of automation primitives — rules, scheduling, bulk operations, webhooks.

Perform bulk operations across many items at onceweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Define rules that trigger actions automatically on eventsweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

  • [claimed-docs] https://developer.signifyd.com/main/reference/createteamwebhookCreate a new webhook. This will add to the list of any existing webhooks.
  • [claimed-docs] https://developer.signifyd.com/main/docs/configuring-webhooksSignifyd can send a webhook to notify your online store every time a guarantee decision is made on a submitted order. This provides you with real-time updates enabling you to ship orders quickly and efficiently.

Schedule recurring jobs or workflowsweight 2

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Version, review, and roll back my automationsweight 1

1 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 10 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Automation = 0.0 ÷ 60 × 100 = 0.0