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How Mangopay’s scores are calculated

The full audit trail, recomputed from the verdict data at build time through the same code that produced the leaderboard: verdict × quality × story weight per cell, cells sum to dimension scores, dimensions blend into the PA Score. Every number on the product page is reproducible from this page alone; for why the formula looks like this, see the methodology.

verdict factors: full ×1.0 · partial ×0.6 · disputed ×0.3 · none ×0.0 · n/a excluded from both sides · cell points = weight × quality × factor · cell max = weight × 10

PA Score35/100

Agent-ready 58.4 × 0.30 = 17.52

API quality 47.4 × 0.20 = 9.48

Openness 14.4 × 0.20 = 2.88

Built-in AI 18.0 × 0.15 = 2.70

Automation 12.9 × 0.15 = 1.94

(17.52 + 9.48 + 2.88 + 2.70 + 1.94) ÷ (0.30 + 0.20 + 0.20 + 0.15 + 0.15) = 34.52 ÷ 1.00 = 34.5

Scores are stored to 1 decimal; the product page’s pills round to whole numbers for display. Each dimension below shows the stories, verdicts, and cited evidence behind its number.

Agent-ready58.4/100×0.30 of the PA blend

Outside-in: can YOUR agent reach and drive this product — API, MCP, CLI, headless runs, agent docs.

Point an agent at llms.txt or agent-oriented docsweight 2

2 (weight) × 9 (quality) × 1.0 (full) = 18.0 of 20 max

  • [probe] https://docs.mangopay.com/llms.txtPROBE llms.txt: HTTP 200 at https://docs.mangopay.com/llms.txt # Mangopay docs ## Instructions for AI Agents - For clean Markdown of any page, append `.md` to the page URL - For sec
  • [probe] https://docs.mangopay.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.mangopay.com/openapi.json — contains "openapi" key
  • [probe] https://docs.mangopay.com/_mcp/serverofficial MCP server documented at https://docs.mangopay.com/_mcp/server
  • [claimed-docs] https://docs.mangopay.com/llms.txtSend custom text to appear on the user's bank statement for a payment on your platform.

Run the product headlessly / in CI for automationweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://docs.mangopay.comStart calling the Sandbox API to explore all Mangopay's features
  • [claimed-docs] https://docs.mangopay.comGet started in your language: Node.js PHP Python .NET Java Ruby
  • [probe] https://docs.mangopay.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.mangopay.com/openapi.json — contains "openapi" key

Plug MCP servers into this product so it can use their toolsweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Connect an agent via an official MCP serverweight 3

3 (weight) × 7 (quality) × 1.0 (full) = 21.0 of 30 max

  • [probe] https://docs.mangopay.com/_mcp/serverofficial MCP server documented at https://docs.mangopay.com/_mcp/server
  • [probe] https://docs.mangopay.com/llms.txtPROBE llms.txt: HTTP 200 at https://docs.mangopay.com/llms.txt # Mangopay docs ## Instructions for AI Agents - For clean Markdown of any page, append `.md` to the page URL - For sec
  • [probe] https://docs.mangopay.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.mangopay.com/openapi.json — contains "openapi" key

Use an official CLIweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Drive the product through a documented public APIweight 3

3 (weight) × 9 (quality) × 1.0 (full) = 27.0 of 30 max

  • [claimed-docs] https://docs.mangopay.comStart calling the Sandbox API to explore all Mangopay's features
  • [claimed-docs] https://docs.mangopay.comGet started in your language: Node.js PHP Python .NET Java Ruby
  • [probe] https://docs.mangopay.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.mangopay.com/openapi.json — contains "openapi" key
  • [probe] https://docs.mangopay.com/llms.txtPROBE llms.txt: HTTP 200 at https://docs.mangopay.com/llms.txt # Mangopay docs ## Instructions for AI Agents - For clean Markdown of any page, append `.md` to the page URL - For sec

Issue scoped/least-privilege API credentials for an agentweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Build against official SDKsweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.mangopay.comGet started in your language: Node.js PHP Python .NET Java Ruby
  • [probe] https://docs.mangopay.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.mangopay.com/openapi.json — contains "openapi" key
  • [claimed-docs] https://docs.mangopay.comStart calling the Sandbox API to explore all Mangopay's features

Subscribe to events via webhooksweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.mangopay.com/webhooks.mdMangopay provides a webhook feature to submit notifications to other applications whenever a specific event occurs for a specific API object.
  • [claimed-docs] https://docs.mangopay.com/webhooks.mdIf using the Dashboard, navigate to Developers > Webhooks > Add webhook, then select the event type and enter your URL.
  • [probe] https://docs.mangopay.com/llms.txtPROBE llms.txt: HTTP 200 at https://docs.mangopay.com/llms.txt # Mangopay docs ## Instructions for AI Agents - For clean Markdown of any page, append `.md` to the page URL - For sec
  • [probe] https://docs.mangopay.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.mangopay.com/openapi.json — contains "openapi" key

Agent-ready = 105.2 ÷ 180 × 100 = 58.4

API quality47.4/100×0.20 of the PA blend

The programmable surface once an agent is there — machine-readable spec, interactive docs, sandbox, versioning discipline.

Explore an interactive API reference with runnable examplesweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://docs.mangopay.comStart calling the Sandbox API to explore all Mangopay's features
  • [claimed-docs] https://docs.mangopay.comGet started in your language: Node.js PHP Python .NET Java Ruby
  • [probe] https://docs.mangopay.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.mangopay.com/openapi.json — contains "openapi" key
  • [probe] https://docs.mangopay.com/llms.txtPROBE llms.txt: HTTP 200 at https://docs.mangopay.com/llms.txt # Mangopay docs ## Instructions for AI Agents - For clean Markdown of any page, append `.md` to the page URL - For sec

Download a machine-readable API spec (OpenAPI or equivalent)weight 2

2 (weight) × 9 (quality) × 1.0 (full) = 18.0 of 20 max

  • [probe] https://docs.mangopay.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.mangopay.com/openapi.json — contains "openapi" key

Test against a sandbox environment without touching production dataweight 1

1 (weight) × 8 (quality) × 1.0 (full) = 8.0 of 10 max

  • [claimed-docs] https://docs.mangopay.comSimulate a test payment to get funds on a Mangopay wallet
  • [claimed-docs] https://docs.mangopay.comStart calling the Sandbox API to explore all Mangopay's features
  • [claimed-docs] https://docs.mangopay.com/testing/payment-methods.mdThe following card triggers a 3DS2 challenge flow, where SCA is required.
  • [claimed-docs] https://docs.mangopay.com/testing/payment-methods.mdSelect ***Accept the payin*** (or ***Refuse the payin***) and click ***Submit***.

Rely on versioned APIs with a documented deprecation policyweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

API quality = 33.2 ÷ 70 × 100 = 47.4

Openness14.4/100×0.20 of the PA blend

Can you leave, inspect, or self-host — data export, open source, portability.

Do everything through the API that I can do in the UIweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://docs.mangopay.comStart calling the Sandbox API to explore all Mangopay's features
  • [probe] https://docs.mangopay.com/openapi.jsonPROBE openapi: HTTP 200 at https://docs.mangopay.com/openapi.json — contains "openapi" key
  • [claimed-docs] https://docs.mangopay.com/webhooks.mdMangopay provides a webhook feature to submit notifications to other applications whenever a specific event occurs for a specific API object.
  • [claimed-docs] https://docs.mangopay.com/webhooks.mdIf using the Dashboard, navigate to Developers > Webhooks > Add webhook, then select the event type and enter your URL.
  • [claimed-docs] https://docs.mangopay.com/guides/disputes.mdThe platform may have the opportunity to contest the chargeback by providing proof prior to being requested to settle their credit to Mangopay.
  • [claimed-docs] https://docs.mangopay.comLeverage Mangopay's wallet infrastructure to receive, hold, split, and transfer funds

Export all of my data in open formats and leaveweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Read the product's source under an open licenseweight 2

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Self-host the core productweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Openness = 7.2 ÷ 50 × 100 = 14.4

Built-in AI18.0/100×0.15 of the PA blend

Inside-out: how agentic the product itself is for its users — built-in assistants, autonomous features.

Get AI-generated insights and suggestions from my data inside the productweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Set up automations that run autonomously in the backgroundweight 2

2 (weight) × 4 (quality) × 0.6 (partial) = 4.8 of 20 max

  • [claimed-docs] https://docs.mangopay.com/webhooks.mdMangopay provides a webhook feature to submit notifications to other applications whenever a specific event occurs for a specific API object.
  • [claimed-docs] https://docs.mangopay.com/webhooks.mdIf using the Dashboard, navigate to Developers > Webhooks > Add webhook, then select the event type and enter your URL.
  • [claimed-docs] https://docs.mangopay.comAutomate order processing and payouts for your Mirakl marketplace
  • [claimed-docs] https://docs.mangopay.comDefine custom logic to detect and mitigate fraud attempts on your platform

Delegate tasks to a built-in AI assistant inside the productweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Operate the product with natural-language commandsweight 2

2 (weight) × 5 (quality) × 0.6 (partial) = 6.0 of 20 max

  • [probe] https://docs.mangopay.com/_mcp/serverofficial MCP server documented at https://docs.mangopay.com/_mcp/server
  • [probe] https://docs.mangopay.com/llms.txtPROBE llms.txt: HTTP 200 at https://docs.mangopay.com/llms.txt # Mangopay docs ## Instructions for AI Agents - For clean Markdown of any page, append `.md` to the page URL - For sec
  • [claimed-docs] https://docs.mangopay.comGet started in your language: Node.js PHP Python .NET Java Ruby

Built-in AI = 10.8 ÷ 60 × 100 = 18.0

Automation12.9/100×0.15 of the PA blend

Depth of automation primitives — rules, scheduling, bulk operations, webhooks.

Perform bulk operations across many items at onceweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Define rules that trigger actions automatically on eventsweight 3

3 (weight) × 5 (quality) × 0.6 (partial) = 9.0 of 30 max

  • [claimed-docs] https://docs.mangopay.com/webhooks.mdMangopay provides a webhook feature to submit notifications to other applications whenever a specific event occurs for a specific API object.
  • [claimed-docs] https://docs.mangopay.com/webhooks.mdIf using the Dashboard, navigate to Developers > Webhooks > Add webhook, then select the event type and enter your URL.
  • [claimed-docs] https://docs.mangopay.comDefine custom logic to detect and mitigate fraud attempts on your platform
  • [claimed-docs] https://docs.mangopay.com/guides/e-wallet-system.mdYour fees are automatically wired to your bank account every month.
  • [claimed-docs] https://docs.mangopay.com/guides/e-wallet-system.mdThe funds are automatically deducted from this wallet and sent back to the user. A dispute is created which can be contested by the platform in some cases.

Schedule recurring jobs or workflowsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Version, review, and roll back my automationsweight 1

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Automation = 9.0 ÷ 70 × 100 = 12.9