How Stripe Connect’s scores are calculated
The full audit trail, recomputed from the verdict data at build time through the same code that produced the leaderboard: verdict × quality × story weight per cell, cells sum to dimension scores, dimensions blend into the PA Score. Every number on the product page is reproducible from this page alone; for why the formula looks like this, see the methodology.
verdict factors: full ×1.0 · partial ×0.6 · disputed ×0.3 · none ×0.0 · n/a excluded from both sides · cell points = weight × quality × factor · cell max = weight × 10
PA Score31/100
Agent-ready 64.6 × 0.30 = 19.38
API quality 5.1 × 0.20 = 1.02
Openness 21.0 × 0.20 = 4.20
Built-in AI 27.0 × 0.15 = 4.05
Automation 12.9 × 0.15 = 1.94
(19.38 + 1.02 + 4.20 + 4.05 + 1.94) ÷ (0.30 + 0.20 + 0.20 + 0.15 + 0.15) = 30.58 ÷ 1.00 = 30.6
Scores are stored to 1 decimal; the product page’s pills round to whole numbers for display. Each dimension below shows the stories, verdicts, and cited evidence behind its number.
Agent-ready64.6/100×0.30 of the PA blend
Outside-in: can YOUR agent reach and drive this product — API, MCP, CLI, headless runs, agent docs.
Point an agent at llms.txt or agent-oriented docsweight 2
2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max
- [probe] https://docs.stripe.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.stripe.com/llms.txt # Stripe Documentation When installing Stripe packages, always check the npm registry for the latest version rather tha”
- [probe] https://docs.stripe.com/connect.md“PROBE docs-md: HTTP 200 at https://docs.stripe.com/connect.md # Platforms and marketplaces with Stripe Connect Build a SaaS platform or marketplace with Connect. ## Get started Us”
Run the product headlessly / in CI for automationweight 2
2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max
- [claimed-docs] https://docs.stripe.com/connect/onboarding.md“API onboarding: You use the Stripe API to build your own customized onboarding UI.”
- [claimed-docs] https://docs.stripe.com/connect/testing.md“Before going live, test your Connect integration for account creation, identity verification, and payouts.”
- [claimed-docs] https://docs.stripe.com/connect/webhooks.md“All Connect integrations should establish a webhook endpoint to listen for Connect events.”
- [probe] https://docs.stripe.com/stripe-cli“official CLI documented at https://docs.stripe.com/stripe-cli”
Plug MCP servers into this product so it can use their toolsweight 3
n/a — not applicable to this product: excluded from numerator and denominator
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
Connect an agent via an official MCP serverweight 3
3 (weight) × 7 (quality) × 1.0 (full) = 21.0 of 30 max
- [probe] https://docs.stripe.com/mcp“official MCP server documented at https://docs.stripe.com/mcp”
Use an official CLIweight 2
2 (weight) × 7 (quality) × 1.0 (full) = 14.0 of 20 max
- [probe] https://docs.stripe.com/stripe-cli“official CLI documented at https://docs.stripe.com/stripe-cli”
Drive the product through a documented public APIweight 3
3 (weight) × 8 (quality) × 1.0 (full) = 24.0 of 30 max
- [claimed-docs] https://docs.stripe.com/connect/onboarding.md“API onboarding: You use the Stripe API to build your own customized onboarding UI.”
- [claimed-docs] https://docs.stripe.com/connect/webhooks.md“All Connect integrations should establish a webhook endpoint to listen for Connect events.”
- [claimed-docs] https://docs.stripe.com/connect/account-balances.md“To check the balance of a connected account, perform a retrieve balance call authenticated as the connected account.”
- [probe] https://docs.stripe.com/mcp“official MCP server documented at https://docs.stripe.com/mcp”
- [probe] https://docs.stripe.com/stripe-cli“official CLI documented at https://docs.stripe.com/stripe-cli”
- [probe] https://docs.stripe.com/openapi.json“PROBE openapi: all candidate paths 404 (https://docs.stripe.com/openapi.json, https://docs.stripe.com/swagger.json, https://docs.stripe.com/api/openapi.json, https://docs.stripe.com/.well-known/openapi.json)”
Issue scoped/least-privilege API credentials for an agentweight 2
n/a — not applicable to this product: excluded from numerator and denominator
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
Build against official SDKsweight 2
2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max
- [claimed-docs] https://docs.stripe.com/connect/onboarding.md“API onboarding: You use the Stripe API to build your own customized onboarding UI.”
- [claimed-docs] https://docs.stripe.com/connect.md“Create a charge and split payments between your platform and your sellers or service providers.”
- [probe] https://docs.stripe.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.stripe.com/llms.txt # Stripe Documentation When installing Stripe packages, always check the npm registry for the latest version rather tha”
- [probe] https://docs.stripe.com/mcp“official MCP server documented at https://docs.stripe.com/mcp”
- [probe] https://docs.stripe.com/stripe-cli“official CLI documented at https://docs.stripe.com/stripe-cli”
Subscribe to events via webhooksweight 2
2 (weight) × 7 (quality) × 1.0 (full) = 14.0 of 20 max
- [claimed-docs] https://docs.stripe.com/connect/webhooks.md“All Connect integrations should establish a webhook endpoint to listen for Connect events.”
- [community] https://news.ycombinator.com/item?id=4636894“'I implemented stripe connect on donat.io and it is awesome! The webhooks are great and the oauth flow is super simple too.'”
Agent-ready = 103.4 ÷ 160 × 100 = 64.6
API quality5.1/100×0.20 of the PA blend
The programmable surface once an agent is there — machine-readable spec, interactive docs, sandbox, versioning discipline.
Explore an interactive API reference with runnable examplesweight 2
2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max
- [probe] https://docs.stripe.com/openapi.json“PROBE openapi: all candidate paths 404 (https://docs.stripe.com/openapi.json, https://docs.stripe.com/swagger.json, https://docs.stripe.com/api/openapi.json, https://docs.stripe.com/.well-known/openapi.json)”
- [probe] https://docs.stripe.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.stripe.com/llms.txt # Stripe Documentation When installing Stripe packages, always check the npm registry for the latest version rather tha”
- [probe] https://docs.stripe.com/connect.md“PROBE docs-md: HTTP 200 at https://docs.stripe.com/connect.md # Platforms and marketplaces with Stripe Connect Build a SaaS platform or marketplace with Connect. ## Get started Us”
Download a machine-readable API spec (OpenAPI or equivalent)weight 2
2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max
- [probe] https://docs.stripe.com/openapi.json“PROBE openapi: all candidate paths 404 (https://docs.stripe.com/openapi.json, https://docs.stripe.com/swagger.json, https://docs.stripe.com/api/openapi.json, https://docs.stripe.com/.well-known/openapi.json)”
Test against a sandbox environment without touching production dataweight 1
1 (weight) × 6 (quality) × 0.6 (partial) = 3.6 of 10 max
- [claimed-docs] https://docs.stripe.com/connect/testing.md“Before going live, test your Connect integration for account creation, identity verification, and payouts.”
- [claimed-docs] https://docs.stripe.com/connect/webhooks.md“All Connect integrations should establish a webhook endpoint to listen for Connect events.”
Rely on versioned APIs with a documented deprecation policyweight 2
2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
API quality = 3.6 ÷ 70 × 100 = 5.1
Openness21.0/100×0.20 of the PA blend
Can you leave, inspect, or self-host — data export, open source, portability.
Do everything through the API that I can do in the UIweight 2
2 (weight) × 7 (quality) × 0.6 (partial) = 8.4 of 20 max
- [claimed-docs] https://docs.stripe.com/connect/onboarding.md“API onboarding: You use the Stripe API to build your own customized onboarding UI.”
- [claimed-docs] https://docs.stripe.com/connect.md“Manage connected accounts with the Dashboard: Review and take action on your connected accounts.”
- [claimed-docs] https://docs.stripe.com/connect/disputes.md“You can view all disputes filed against your platform and connected accounts in your Dashboard.”
- [claimed-docs] https://docs.stripe.com/connect/platform-pricing-tools.md“platforms can implement a range of pricing strategies for different payment processing use-cases, without the need to write any code”
- [probe] https://docs.stripe.com/mcp“official MCP server documented at https://docs.stripe.com/mcp”
- [probe] https://docs.stripe.com/stripe-cli“official CLI documented at https://docs.stripe.com/stripe-cli”
Export all of my data in open formats and leaveweight 3
n/a — not applicable to this product: excluded from numerator and denominator
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
Read the product's source under an open licenseweight 2
2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
Self-host the core productweight 3
n/a — not applicable to this product: excluded from numerator and denominator
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
Openness = 8.4 ÷ 40 × 100 = 21.0
Built-in AI27.0/100×0.15 of the PA blend
Inside-out: how agentic the product itself is for its users — built-in assistants, autonomous features.
Get AI-generated insights and suggestions from my data inside the productweight 2
n/a — not applicable to this product: excluded from numerator and denominator
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
Set up automations that run autonomously in the backgroundweight 2
2 (weight) × 4 (quality) × 0.6 (partial) = 4.8 of 20 max
- [claimed-docs] https://docs.stripe.com/connect/payouts-connected-accounts.md“Schedule the frequency of automatic payouts”
- [claimed-docs] https://docs.stripe.com/connect/webhooks.md“All Connect integrations should establish a webhook endpoint to listen for Connect events.”
- [probe] https://docs.stripe.com/mcp“official MCP server documented at https://docs.stripe.com/mcp”
Delegate tasks to a built-in AI assistant inside the productweight 3
n/a — not applicable to this product: excluded from numerator and denominator
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
Operate the product with natural-language commandsweight 2
2 (weight) × 5 (quality) × 0.6 (partial) = 6.0 of 20 max
Built-in AI = 10.8 ÷ 40 × 100 = 27.0
Automation12.9/100×0.15 of the PA blend
Depth of automation primitives — rules, scheduling, bulk operations, webhooks.
Perform bulk operations across many items at onceweight 2
2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max
- [claimed-docs] https://docs.stripe.com/connect.md“Pay out to connected accounts: Manage payouts and external accounts for your connected accounts.”
- [claimed-docs] https://docs.stripe.com/connect.md“Manage connected accounts with the Dashboard: Review and take action on your connected accounts.”
- [claimed-docs] https://docs.stripe.com/connect/payouts-connected-accounts.md“Schedule the frequency of automatic payouts”
Define rules that trigger actions automatically on eventsweight 3
3 (weight) × 5 (quality) × 0.6 (partial) = 9.0 of 30 max
- [claimed-docs] https://docs.stripe.com/connect/webhooks.md“All Connect integrations should establish a webhook endpoint to listen for Connect events.”
- [claimed-docs] https://docs.stripe.com/connect/payouts-connected-accounts.md“Schedule the frequency of automatic payouts”
- [claimed-docs] https://docs.stripe.com/connect/instant-payouts.md“Connect platforms and marketplaces can allow their connected accounts to access their balances immediately following a successful charge.”
- [claimed-docs] https://docs.stripe.com/connect/platform-pricing-tools.md“platforms can implement a range of pricing strategies for different payment processing use-cases, without the need to write any code”
Schedule recurring jobs or workflowsweight 2
2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
Version, review, and roll back my automationsweight 1
n/a — not applicable to this product: excluded from numerator and denominator
no evidence cited — the verdict rests on absence of evidence, re-checked on refresh
Automation = 9.0 ÷ 70 × 100 = 12.9