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How Coinbase Payments (CDP)’s scores are calculated

The full audit trail, recomputed from the verdict data at build time through the same code that produced the leaderboard: verdict × quality × story weight per cell, cells sum to dimension scores, dimensions blend into the PA Score. Every number on the product page is reproducible from this page alone; for why the formula looks like this, see the methodology.

verdict factors: full ×1.0 · partial ×0.6 · disputed ×0.3 · none ×0.0 · n/a excluded from both sides · cell points = weight × quality × factor · cell max = weight × 10

PA Score31/100

Agent-ready 67.3 × 0.30 = 20.19

API quality 5.1 × 0.20 = 1.02

Openness 22.9 × 0.20 = 4.58

Built-in AI 20.6 × 0.15 = 3.09

Automation 15.8 × 0.15 = 2.37

(20.19 + 1.02 + 4.58 + 3.09 + 2.37) ÷ (0.30 + 0.20 + 0.20 + 0.15 + 0.15) = 31.25 ÷ 1.00 = 31.3

Scores are stored to 1 decimal; the product page’s pills round to whole numbers for display. Each dimension below shows the stories, verdicts, and cited evidence behind its number.

Agent-ready67.3/100×0.30 of the PA blend

Outside-in: can YOUR agent reach and drive this product — API, MCP, CLI, headless runs, agent docs.

Point an agent at llms.txt or agent-oriented docsweight 2

2 (weight) × 9 (quality) × 1.0 (full) = 18.0 of 20 max

  • [probe] https://docs.cdp.coinbase.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.cdp.coinbase.com/llms.txt # Coinbase Developer Documentation - [Docs (538 pages)](https://docs.cdp.coinbase.com/_llms/docs.md): Documentation for”
  • [claimed-docs] https://docs.cdp.coinbase.com/llms.txt“Accept customer USDC, auto-convert it to USD, and collect it in your treasury, with the CDP CLI or SDK.”
  • [claimed-docs] https://docs.cdp.coinbase.com/llms.txt“Fund a USD treasury and pay out USDC onchain to any wallet, with the CDP CLI or SDK.”

Run the product headlessly / in CI for automationweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://docs.cdp.coinbase.com/cdp-cli/skill.md“The CDP CLI includes an MCP server (`cdp mcp`) that exposes every API endpoint as a tool.”
  • [github] https://github.com/coinbase/cdp-sdk“Client libraries for managing EVM and Solana wallets while relying on CDP to secure private keys.”
  • [probe] https://docs.cdp.coinbase.com/cdp-cli/skill“official CLI documented at https://docs.cdp.coinbase.com/cdp-cli/skill”
  • [claimed-docs] https://docs.cdp.coinbase.com/webhooks/overview.md“Receive real-time HTTP notifications when things happen across your CDP integration.”

Plug MCP servers into this product so it can use their toolsweight 3

n/a — not applicable to this product: excluded from numerator and denominator

  • [claimed-docs] https://docs.cdp.coinbase.com/cdp-cli/skill.md“The CDP CLI includes an MCP server (`cdp mcp`) that exposes every API endpoint as a tool.”
  • [claimed-docs] https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp.md“Give your AI assistant a wallet. Coinbase Wallet MCP connects any AI to your Coinbase Wallet. Check balances, send funds, swap tokens, sign messages, and pay with x402.”
  • [probe] https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp“official MCP server documented at https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp”

Connect an agent via an official MCP serverweight 3

3 (weight) × 8 (quality) × 1.0 (full) = 24.0 of 30 max

  • [claimed-docs] https://docs.cdp.coinbase.com/cdp-cli/skill.md“The CDP CLI includes an MCP server (`cdp mcp`) that exposes every API endpoint as a tool.”
  • [claimed-docs] https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp.md“Give your AI assistant a wallet. Coinbase Wallet MCP connects any AI to your Coinbase Wallet. Check balances, send funds, swap tokens, sign messages, and pay with x402.”
  • [probe] https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp“official MCP server documented at https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp”

Use an official CLIweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.cdp.coinbase.com/cdp-cli/skill.md“The CDP CLI includes an MCP server (`cdp mcp`) that exposes every API endpoint as a tool.”
  • [claimed-docs] https://docs.cdp.coinbase.com/llms.txt“Accept customer USDC, auto-convert it to USD, and collect it in your treasury, with the CDP CLI or SDK.”
  • [claimed-docs] https://docs.cdp.coinbase.com/llms.txt“Fund a USD treasury and pay out USDC onchain to any wallet, with the CDP CLI or SDK.”
  • [probe] https://docs.cdp.coinbase.com/cdp-cli/skill“official CLI documented at https://docs.cdp.coinbase.com/cdp-cli/skill”

Drive the product through a documented public APIweight 3

3 (weight) × 8 (quality) × 1.0 (full) = 24.0 of 30 max

  • [claimed-docs] https://docs.cdp.coinbase.com/cdp-cli/skill.md“The CDP CLI includes an MCP server (`cdp mcp`) that exposes every API endpoint as a tool.”
  • [github] https://github.com/coinbase/cdp-sdk“Client libraries for managing EVM and Solana wallets while relying on CDP to secure private keys.”
  • [probe] https://docs.cdp.coinbase.com/openapi.json“PROBE openapi: all candidate paths 404 (https://docs.cdp.coinbase.com/openapi.json, https://docs.cdp.coinbase.com/swagger.json, https://docs.cdp.coinbase.com/api/openapi.json, https://docs.cdp.coinbase.com/.well-known/openapi.json)”
  • [probe] https://docs.cdp.coinbase.com/cdp-cli/skill“official CLI documented at https://docs.cdp.coinbase.com/cdp-cli/skill”
  • [claimed-docs] https://docs.cdp.coinbase.com/payments/overview.md“Monetize APIs and digital content with payments over HTTP, designed for AI agents and programmatic commerce”

Issue scoped/least-privilege API credentials for an agentweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Build against official SDKsweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [github] https://github.com/coinbase/cdp-sdk“Client libraries for managing EVM and Solana wallets while relying on CDP to secure private keys.”
  • [claimed-docs] https://docs.cdp.coinbase.com/cdp-cli/skill.md“The CDP CLI includes an MCP server (`cdp mcp`) that exposes every API endpoint as a tool.”
  • [claimed-docs] https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp.md“Give your AI assistant a wallet. Coinbase Wallet MCP connects any AI to your Coinbase Wallet. Check balances, send funds, swap tokens, sign messages, and pay with x402.”
  • [claimed-docs] https://docs.cdp.coinbase.com/x402/welcome.md“Pay for an API or resource with x402 and the CDP SDK.”
  • [claimed-docs] https://docs.cdp.coinbase.com/x402/welcome.md“Charge for your endpoints with x402 and the CDP SDK.”
  • [probe] https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp“official MCP server documented at https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp”
  • [probe] https://docs.cdp.coinbase.com/cdp-cli/skill“official CLI documented at https://docs.cdp.coinbase.com/cdp-cli/skill”

Subscribe to events via webhooksweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.cdp.coinbase.com/webhooks/overview.md“Receive real-time HTTP notifications when things happen across your CDP integration.”
  • [claimed-docs] https://docs.cdp.coinbase.com/webhooks/overview.md“watch up to 100 wallet addresses under a single subscription with `wallet.activity.multi`.”

Agent-ready = 121.2 ÷ 180 × 100 = 67.3

API quality5.1/100×0.20 of the PA blend

The programmable surface once an agent is there — machine-readable spec, interactive docs, sandbox, versioning discipline.

Explore an interactive API reference with runnable examplesweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [probe] https://docs.cdp.coinbase.com/openapi.json“PROBE openapi: all candidate paths 404 (https://docs.cdp.coinbase.com/openapi.json, https://docs.cdp.coinbase.com/swagger.json, https://docs.cdp.coinbase.com/api/openapi.json, https://docs.cdp.coinbase.com/.well-known/openapi.json)”

Download a machine-readable API spec (OpenAPI or equivalent)weight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [probe] https://docs.cdp.coinbase.com/openapi.json“PROBE openapi: all candidate paths 404 (https://docs.cdp.coinbase.com/openapi.json, https://docs.cdp.coinbase.com/swagger.json, https://docs.cdp.coinbase.com/api/openapi.json, https://docs.cdp.coinbase.com/.well-known/openapi.json)”
  • [probe] https://docs.cdp.coinbase.com/llms.txt“PROBE llms.txt: HTTP 200 at https://docs.cdp.coinbase.com/llms.txt # Coinbase Developer Documentation - [Docs (538 pages)](https://docs.cdp.coinbase.com/_llms/docs.md): Documentation for”

Test against a sandbox environment without touching production dataweight 1

1 (weight) × 6 (quality) × 0.6 (partial) = 3.6 of 10 max

  • [claimed-docs] https://docs.cdp.coinbase.com/get-started/sandbox/overview.md“Sandbox is a fully isolated testing environment for custodial features without connecting real funds.”

Rely on versioned APIs with a documented deprecation policyweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [probe] https://docs.cdp.coinbase.com/openapi.json“PROBE openapi: all candidate paths 404 (https://docs.cdp.coinbase.com/openapi.json, https://docs.cdp.coinbase.com/swagger.json, https://docs.cdp.coinbase.com/api/openapi.json, https://docs.cdp.coinbase.com/.well-known/openapi.json)”

API quality = 3.6 ÷ 70 × 100 = 5.1

Openness22.9/100×0.20 of the PA blend

Can you leave, inspect, or self-host — data export, open source, portability.

Do everything through the API that I can do in the UIweight 2

2 (weight) × 8 (quality) × 1.0 (full) = 16.0 of 20 max

  • [claimed-docs] https://docs.cdp.coinbase.com/cdp-cli/skill.md“The CDP CLI includes an MCP server (`cdp mcp`) that exposes every API endpoint as a tool.”
  • [claimed-docs] https://docs.cdp.coinbase.com/llms.txt“Accept customer USDC, auto-convert it to USD, and collect it in your treasury, with the CDP CLI or SDK.”
  • [claimed-docs] https://docs.cdp.coinbase.com/llms.txt“Fund a USD treasury and pay out USDC onchain to any wallet, with the CDP CLI or SDK.”
  • [probe] https://docs.cdp.coinbase.com/openapi.json“PROBE openapi: all candidate paths 404 (https://docs.cdp.coinbase.com/openapi.json, https://docs.cdp.coinbase.com/swagger.json, https://docs.cdp.coinbase.com/api/openapi.json, https://docs.cdp.coinbase.com/.well-known/openapi.json)”
  • [probe] https://docs.cdp.coinbase.com/cdp-cli/skill“official CLI documented at https://docs.cdp.coinbase.com/cdp-cli/skill”

Export all of my data in open formats and leaveweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Read the product's source under an open licenseweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [github] https://github.com/coinbase/cdp-sdk“Client libraries for managing EVM and Solana wallets while relying on CDP to secure private keys.”

Self-host the core productweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Openness = 16.0 ÷ 70 × 100 = 22.9

Built-in AI20.6/100×0.15 of the PA blend

Inside-out: how agentic the product itself is for its users — built-in assistants, autonomous features.

Get AI-generated insights and suggestions from my data inside the productweight 2

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Set up automations that run autonomously in the backgroundweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://docs.cdp.coinbase.com/payments/overview.md“Provision stable onchain addresses that auto-credit a custodial account, with optional auto-liquidation”
  • [claimed-docs] https://docs.cdp.coinbase.com/payments/overview.md“Monetize APIs and digital content with payments over HTTP, designed for AI agents and programmatic commerce”
  • [claimed-docs] https://docs.cdp.coinbase.com/x402/welcome.md“Pay for an API or resource with x402 and the CDP SDK.”
  • [claimed-docs] https://docs.cdp.coinbase.com/x402/welcome.md“Charge for your endpoints with x402 and the CDP SDK.”
  • [claimed-docs] https://docs.cdp.coinbase.com/webhooks/overview.md“Receive real-time HTTP notifications when things happen across your CDP integration.”
  • [claimed-docs] https://docs.cdp.coinbase.com/webhooks/overview.md“watch up to 100 wallet addresses under a single subscription with `wallet.activity.multi`.”
  • [claimed-docs] https://docs.cdp.coinbase.com/cdp-cli/skill.md“The CDP CLI includes an MCP server (`cdp mcp`) that exposes every API endpoint as a tool.”
  • [claimed-docs] https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp.md“Give your AI assistant a wallet. Coinbase Wallet MCP connects any AI to your Coinbase Wallet. Check balances, send funds, swap tokens, sign messages, and pay with x402.”

Delegate tasks to a built-in AI assistant inside the productweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Operate the product with natural-language commandsweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://docs.cdp.coinbase.com/cdp-cli/skill.md“The CDP CLI includes an MCP server (`cdp mcp`) that exposes every API endpoint as a tool.”
  • [claimed-docs] https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp.md“Give your AI assistant a wallet. Coinbase Wallet MCP connects any AI to your Coinbase Wallet. Check balances, send funds, swap tokens, sign messages, and pay with x402.”
  • [probe] https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp“official MCP server documented at https://docs.cdp.coinbase.com/get-started/build-with-ai/base-mcp”
  • [probe] https://docs.cdp.coinbase.com/cdp-cli/skill“official CLI documented at https://docs.cdp.coinbase.com/cdp-cli/skill”

Built-in AI = 14.4 ÷ 70 × 100 = 20.6

Automation15.8/100×0.15 of the PA blend

Depth of automation primitives — rules, scheduling, bulk operations, webhooks.

Perform bulk operations across many items at onceweight 2

2 (weight) × 3 (quality) × 0.6 (partial) = 3.6 of 20 max

  • [claimed-docs] https://docs.cdp.coinbase.com/webhooks/overview.md“watch up to 100 wallet addresses under a single subscription with `wallet.activity.multi`.”
  • [claimed-docs] https://docs.cdp.coinbase.com/payments/overview.md“Send payouts and disbursements in fiat or crypto from a custodial account”
  • [claimed-docs] https://docs.cdp.coinbase.com/webhooks/overview.md“Receive real-time HTTP notifications when things happen across your CDP integration.”

Define rules that trigger actions automatically on eventsweight 3

3 (weight) × 5 (quality) × 0.6 (partial) = 9.0 of 30 max

  • [claimed-docs] https://docs.cdp.coinbase.com/payments/overview.md“Provision stable onchain addresses that auto-credit a custodial account, with optional auto-liquidation”
  • [claimed-docs] https://docs.cdp.coinbase.com/webhooks/overview.md“Receive real-time HTTP notifications when things happen across your CDP integration.”
  • [claimed-docs] https://docs.cdp.coinbase.com/webhooks/overview.md“watch up to 100 wallet addresses under a single subscription with `wallet.activity.multi`.”
  • [claimed-docs] https://docs.cdp.coinbase.com/llms.txt“Accept customer USDC, auto-convert it to USD, and collect it in your treasury, with the CDP CLI or SDK.”
  • [claimed-docs] https://docs.cdp.coinbase.com/llms.txt“Fund a USD treasury and pay out USDC onchain to any wallet, with the CDP CLI or SDK.”

Schedule recurring jobs or workflowsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Version, review, and roll back my automationsweight 1

1 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 10 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Automation = 12.6 ÷ 80 × 100 = 15.8