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How MoonPay’s scores are calculated

The full audit trail, recomputed from the verdict data at build time through the same code that produced the leaderboard: verdict × quality × story weight per cell, cells sum to dimension scores, dimensions blend into the PA Score. Every number on the product page is reproducible from this page alone; for why the formula looks like this, see the methodology.

verdict factors: full ×1.0 · partial ×0.6 · disputed ×0.3 · none ×0.0 · n/a excluded from both sides · cell points = weight × quality × factor · cell max = weight × 10

PA Score21/100

Agent-ready 42.4 × 0.30 = 12.72

API quality 16.9 × 0.20 = 3.38

Openness 14.4 × 0.20 = 2.88

Built-in AI 0.0 × 0.15 = 0.00

Automation 14.4 × 0.15 = 2.16

(12.72 + 3.38 + 2.88 + 0.00 + 2.16) ÷ (0.30 + 0.20 + 0.20 + 0.15 + 0.15) = 21.14 ÷ 1.00 = 21.1

Scores are stored to 1 decimal; the product page’s pills round to whole numbers for display. Each dimension below shows the stories, verdicts, and cited evidence behind its number.

Agent-ready42.4/100×0.30 of the PA blend

Outside-in: can YOUR agent reach and drive this product — API, MCP, CLI, headless runs, agent docs.

Point an agent at llms.txt or agent-oriented docsweight 2

2 (weight) × 9 (quality) × 1.0 (full) = 18.0 of 20 max

  • [probe] https://dev.moonpay.com/llms.txt“PROBE llms.txt: HTTP 200 at https://dev.moonpay.com/llms.txt # MoonPay Developer Docs > Integrate MoonPay's on-ramp, off-ramp, and swap products: widgets, SDKs, and APIs that let y”
  • [claimed-docs] https://dev.moonpay.com/llms.txt“Let new customers buy crypto with Apple Pay or Google Pay without a MoonPay account.”
  • [claimed-docs] https://dev.moonpay.com/platform/overview/using-agents.md“The documentation includes a Model Context Protocol (MCP) server that gives AI agents direct access to search and retrieve content.”
  • [probe] https://dev.moonpay.com/platform/overview/using-agents“official MCP server documented at https://dev.moonpay.com/platform/overview/using-agents”

Run the product headlessly / in CI for automationweight 2

2 (weight) × 4 (quality) × 0.6 (partial) = 4.8 of 20 max

  • [claimed-docs] https://dev.moonpay.com“Build your own on-ramp and off-ramp on MoonPay's APIs and SDKs. Your UI, your flow, our rails.”
  • [claimed-docs] https://dev.moonpay.com/platform/overview/test-mode.md“MoonPay provides a test mode for integration development and testing. Test mode uses testnet blockchains and simulated payments. No real assets are transferred.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/quotes/get.md“Builds a quote for a fiat-to-crypto buy. Returns locked rate, fees, and signature for payment execution.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/sessions/create.md“Create a session token to initialize a connection”

Plug MCP servers into this product so it can use their toolsweight 3

n/a — not applicable to this product: excluded from numerator and denominator

  • [claimed-docs] https://dev.moonpay.com/platform/overview/using-agents.md“The documentation includes a Model Context Protocol (MCP) server that gives AI agents direct access to search and retrieve content.”
  • [probe] https://dev.moonpay.com/platform/overview/using-agents“official MCP server documented at https://dev.moonpay.com/platform/overview/using-agents”

Connect an agent via an official MCP serverweight 3

3 (weight) × 7 (quality) × 1.0 (full) = 21.0 of 30 max

  • [claimed-docs] https://dev.moonpay.com/platform/overview/using-agents.md“The documentation includes a Model Context Protocol (MCP) server that gives AI agents direct access to search and retrieve content.”
  • [probe] https://dev.moonpay.com/platform/overview/using-agents“official MCP server documented at https://dev.moonpay.com/platform/overview/using-agents”

Use an official CLIweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Drive the product through a documented public APIweight 3

3 (weight) × 7 (quality) × 0.6 (partial) = 12.6 of 30 max

  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/quotes/get.md“Builds a quote for a fiat-to-crypto buy. Returns locked rate, fees, and signature for payment execution.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/sessions/create.md“Create a session token to initialize a connection”
  • [claimed-docs] https://dev.moonpay.com/api-reference/widget/webhooks/overview.md“MoonPay can send webhook events that notify your application whenever an activity occurs on your account.”
  • [claimed-docs] https://dev.moonpay.com/platform/overview/test-mode.md“MoonPay provides a test mode for integration development and testing. Test mode uses testnet blockchains and simulated payments. No real assets are transferred.”
  • [probe] https://dev.moonpay.com/openapi.json“PROBE openapi: all candidate paths 404 (https://dev.moonpay.com/openapi.json, https://dev.moonpay.com/swagger.json, https://dev.moonpay.com/api/openapi.json, https://dev.moonpay.com/.well-known/openapi.json)”
  • [probe] https://dev.moonpay.com/platform/overview/using-agents“official MCP server documented at https://dev.moonpay.com/platform/overview/using-agents”

Issue scoped/least-privilege API credentials for an agentweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/sessions/create.md“Create a session token to initialize a connection”
  • [claimed-docs] https://dev.moonpay.com/platform/overview/using-agents.md“The documentation includes a Model Context Protocol (MCP) server that gives AI agents direct access to search and retrieve content.”
  • [probe] https://dev.moonpay.com/platform/overview/using-agents“official MCP server documented at https://dev.moonpay.com/platform/overview/using-agents”

Build against official SDKsweight 2

2 (weight) × 5 (quality) × 0.6 (partial) = 6.0 of 20 max

  • [claimed-docs] https://dev.moonpay.com“Build your own on-ramp and off-ramp on MoonPay's APIs and SDKs. Your UI, your flow, our rails.”
  • [claimed-docs] https://dev.moonpay.com/widget/on-ramp/overview.md“The MoonPay Demo Integrations GitHub repository has working, clone-able example integrations ready to use - just add your API keys.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/quotes/get.md“Builds a quote for a fiat-to-crypto buy. Returns locked rate, fees, and signature for payment execution.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/sessions/create.md“Create a session token to initialize a connection”
  • [probe] https://dev.moonpay.com/openapi.json“PROBE openapi: all candidate paths 404 (https://dev.moonpay.com/openapi.json, https://dev.moonpay.com/swagger.json, https://dev.moonpay.com/api/openapi.json, https://dev.moonpay.com/.well-known/openapi.json)”

Subscribe to events via webhooksweight 2

2 (weight) × 7 (quality) × 1.0 (full) = 14.0 of 20 max

  • [claimed-docs] https://dev.moonpay.com/api-reference/widget/webhooks/overview.md“MoonPay can send webhook events that notify your application whenever an activity occurs on your account.”
  • [claimed-docs] https://dev.moonpay.com/widget/off-ramp/customization/requote-webhooks.md“Handle the sell_transaction_requote_required webhook to surface in-app requote notifications when a sell price changes.”

Agent-ready = 76.4 ÷ 180 × 100 = 42.4

API quality16.9/100×0.20 of the PA blend

The programmable surface once an agent is there — machine-readable spec, interactive docs, sandbox, versioning discipline.

Explore an interactive API reference with runnable examplesweight 2

2 (weight) × 4 (quality) × 0.6 (partial) = 4.8 of 20 max

  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/quotes/get.md“Builds a quote for a fiat-to-crypto buy. Returns locked rate, fees, and signature for payment execution.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/sessions/create.md“Create a session token to initialize a connection”
  • [claimed-docs] https://dev.moonpay.com/widget/on-ramp/overview.md“The MoonPay Demo Integrations GitHub repository has working, clone-able example integrations ready to use - just add your API keys.”
  • [probe] https://dev.moonpay.com/openapi.json“PROBE openapi: all candidate paths 404 (https://dev.moonpay.com/openapi.json, https://dev.moonpay.com/swagger.json, https://dev.moonpay.com/api/openapi.json, https://dev.moonpay.com/.well-known/openapi.json)”

Download a machine-readable API spec (OpenAPI or equivalent)weight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [probe] https://dev.moonpay.com/openapi.json“PROBE openapi: all candidate paths 404 (https://dev.moonpay.com/openapi.json, https://dev.moonpay.com/swagger.json, https://dev.moonpay.com/api/openapi.json, https://dev.moonpay.com/.well-known/openapi.json)”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/quotes/get.md“Builds a quote for a fiat-to-crypto buy. Returns locked rate, fees, and signature for payment execution.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/sessions/create.md“Create a session token to initialize a connection”

Test against a sandbox environment without touching production dataweight 1

1 (weight) × 7 (quality) × 1.0 (full) = 7.0 of 10 max

  • [claimed-docs] https://dev.moonpay.com/platform/overview/test-mode.md“MoonPay provides a test mode for integration development and testing. Test mode uses testnet blockchains and simulated payments. No real assets are transferred.”
  • [claimed-docs] https://dev.moonpay.com/widget/on-ramp/overview.md“The MoonPay Demo Integrations GitHub repository has working, clone-able example integrations ready to use - just add your API keys.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/sessions/create.md“Create a session token to initialize a connection”

Rely on versioned APIs with a documented deprecation policyweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [probe] https://dev.moonpay.com/openapi.json“PROBE openapi: all candidate paths 404 (https://dev.moonpay.com/openapi.json, https://dev.moonpay.com/swagger.json, https://dev.moonpay.com/api/openapi.json, https://dev.moonpay.com/.well-known/openapi.json)”

API quality = 11.8 ÷ 70 × 100 = 16.9

Openness14.4/100×0.20 of the PA blend

Can you leave, inspect, or self-host — data export, open source, portability.

Do everything through the API that I can do in the UIweight 2

2 (weight) × 6 (quality) × 0.6 (partial) = 7.2 of 20 max

  • [claimed-docs] https://dev.moonpay.com“Build your own on-ramp and off-ramp on MoonPay's APIs and SDKs. Your UI, your flow, our rails.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/quotes/get.md“Builds a quote for a fiat-to-crypto buy. Returns locked rate, fees, and signature for payment execution.”
  • [claimed-docs] https://dev.moonpay.com/api-reference/platform/endpoints/sessions/create.md“Create a session token to initialize a connection”
  • [claimed-docs] https://dev.moonpay.com/api-reference/widget/webhooks/overview.md“MoonPay can send webhook events that notify your application whenever an activity occurs on your account.”
  • [claimed-docs] https://dev.moonpay.com/widget/on-ramp/overview.md“Improve your customers' experience and speed up the buying process by pre-filling information such as their wallet address, email, selected token, fiat currency, amounts, and their preferred payment method.”
  • [claimed-docs] https://dev.moonpay.com/widget/on-ramp/overview.md“Users don't have a digital wallet? We can create one for them using just their email address as they go through the purchase flow.”
  • [probe] https://dev.moonpay.com/openapi.json“PROBE openapi: all candidate paths 404 (https://dev.moonpay.com/openapi.json, https://dev.moonpay.com/swagger.json, https://dev.moonpay.com/api/openapi.json, https://dev.moonpay.com/.well-known/openapi.json)”
  • [community] https://news.ycombinator.com/item?id=28936401“Wow, Congrats to MoonPay! I was curious about their fee structure, and after digging was able to find the following chart... Is the API public? Looking for a list of MoonPay's webhook endpoints & events a la Stripe?”

Export all of my data in open formats and leaveweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Read the product's source under an open licenseweight 2

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Self-host the core productweight 3

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Openness = 7.2 ÷ 50 × 100 = 14.4

Built-in AI0.0/100×0.15 of the PA blend

Inside-out: how agentic the product itself is for its users — built-in assistants, autonomous features.

Get AI-generated insights and suggestions from my data inside the productweight 2

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Set up automations that run autonomously in the backgroundweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Delegate tasks to a built-in AI assistant inside the productweight 3

3 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 30 max

  • [claimed-docs] https://dev.moonpay.com/platform/overview/using-agents.md“The documentation includes a Model Context Protocol (MCP) server that gives AI agents direct access to search and retrieve content.”
  • [probe] https://dev.moonpay.com/platform/overview/using-agents“official MCP server documented at https://dev.moonpay.com/platform/overview/using-agents”

Operate the product with natural-language commandsweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

  • [claimed-docs] https://dev.moonpay.com/platform/overview/using-agents.md“The documentation includes a Model Context Protocol (MCP) server that gives AI agents direct access to search and retrieve content.”
  • [probe] https://dev.moonpay.com/platform/overview/using-agents“official MCP server documented at https://dev.moonpay.com/platform/overview/using-agents”

Built-in AI = 0.0 ÷ 70 × 100 = 0.0

Automation14.4/100×0.15 of the PA blend

Depth of automation primitives — rules, scheduling, bulk operations, webhooks.

Perform bulk operations across many items at onceweight 2

2 (weight) × 0 (quality) × 0.0 (none) = 0.0 of 20 max

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Define rules that trigger actions automatically on eventsweight 3

3 (weight) × 4 (quality) × 0.6 (partial) = 7.2 of 30 max

  • [claimed-docs] https://dev.moonpay.com/api-reference/widget/webhooks/overview.md“MoonPay can send webhook events that notify your application whenever an activity occurs on your account.”
  • [claimed-docs] https://dev.moonpay.com/widget/off-ramp/customization/requote-webhooks.md“Handle the sell_transaction_requote_required webhook to surface in-app requote notifications when a sell price changes.”

Schedule recurring jobs or workflowsweight 2

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Version, review, and roll back my automationsweight 1

n/a — not applicable to this product: excluded from numerator and denominator

no evidence cited — the verdict rests on absence of evidence, re-checked on refresh

Automation = 7.2 ÷ 50 × 100 = 14.4