Navan

Connect an agent via an official MCP server G

Agent access

Drive the product through a documented public API G

Agent access

Delegate tasks to a built-in AI assistant inside the product G

Agentic features

Plug MCP servers into this product so it can use their tools G

Agent access

Point an agent at llms.txt or agent-oriented docs G

Agent access

Get AI-generated insights and suggestions from my data inside the product G

Agentic features

Operate the product with natural-language commands G

Agentic features

Build against official SDKs G

Agent access

Run the product headlessly / in CI for automation G

Agent access

Issue scoped/least-privilege API credentials for an agent G

Agent access

Download a machine-readable API spec (OpenAPI or equivalent) G

Api quality

Explore an interactive API reference with runnable examples G

Api quality

Rely on versioned APIs with a documented deprecation policy G

Api quality

Set up automations that run autonomously in the background G

Agentic features

Subscribe to events via webhooks G

Agent access

Use an official CLI G

Agent access

Test against a sandbox environment without touching production data G

Api quality

Pull transactions, expenses, and receipts through a documented REST API with OAuth and scoped tokens C

Api access

See company spend in real time — by team, category, and merchant — the day it happens, not when statements land C

Dashboards

An agent can pull uncoded transactions via API or MCP, propose categorizations and policy flags, and push clean coding back for review C

Agent access

Codify our expense policy — limits by category, role, and context — so in-policy expenses auto-approve and only exceptions reach a human C

Policy engine

Snap a photo or forward an email and the platform OCRs the receipt and files it against the right transaction C

Receipt capture

Define rules that trigger actions automatically on events G

Submit an out-of-pocket expense and get reimbursed by direct deposit in days, tracked from submission to payout C

Domestic

Issue physical and virtual corporate cards to the team in minutes, each with its own spend limit C

Card issuance

Restrict cards by category, merchant, and amount — and the platform auto-locks or declines out-of-policy spend at the point of sale C

Card controls

Export all of my data in open formats and leave G

Prevent my data from being used to train AI models G

Self-host the core product G

Transactions sync to QuickBooks, NetSuite, or Xero with GL account, class, and department mappings I control C

Accounting sync

Book flights and hotels in-platform with travel policy applied at booking time, not expensed and argued about later C

Booking

Spend is coded as it happens — merchant, category, memo, receipt — so month-end close is a review, not an archaeology dig C

Close

AI codes and audits expenses for me — reading receipts, suggesting categories and memos, and catching duplicates or fraud C

Ai coding

An AI assistant enforces policy conversationally — chasing missing receipts, explaining declines, and answering "can I expense this?" before the spend happens C

Ai policy

Do everything through the API that I can do in the UI G

Allocate budgets to teams and projects and have card limits and approvals actually enforce them C

Budgets

Every expense carries a full audit trail — edits, approvals, policy checks — that survives an external audit C

Audit trail

Perform bulk operations across many items at once G

Build multi-step approval chains — manager, budget owner, finance — with delegation and escalation when approvers sit on requests C

Approvals

Create single-vendor virtual cards for SaaS subscriptions and procurement so one compromised vendor never exposes shared credit C

Virtual cards

Issue and manage cards programmatically — create a card with a limit, lock it, update controls — via the public API C

Card api

Receipts match to card transactions automatically — with e-receipts pulled from integrations — and I get nudged only when one is genuinely missing C

Receipt matching

Reimburse employees abroad in their local currency without running a separate international payments process C

International

Choose where my data is stored (region/residency) G

Control data retention and deletion G

Log mileage with map-based distance and claim per-diem rates without building the expense by hand C

Mileage perdiem

Opt out of telemetry and usage tracking G

Read the product's source under an open license G

Run accounts payable in the same platform — capture invoices, route approvals, and pay vendors by ACH, check, or wire C

Bill pay

Run multiple legal entities and currencies in one account with consolidated reporting and per-entity books C

Multi entity

Schedule recurring jobs or workflows G

A trip's expenses — bookings, cards, receipts — collect themselves into one itinerary-linked report C

Trip expenses

Version, review, and roll back my automations G