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Rank #6 of 6 in Marketplace & Platform Payments

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Tilled

Enterprise

Tilled, Inc. · commercial

npm 3.4k/wk

Try itExperimental

See what an agent can do with Tilled before you ever sign up. Pick a story: recorded sessions replay real probe-harness transcripts; commands tagged live-capable can re-run against the real endpoint from our edge, right now (▶ run live — the exact same request, live and recorded lines always labeled); sandboxed self-drive sessions are designed and gated (docs/TRY-IT.md).

$curl -s https://api.tilled.com/v1/payment-intents | head -c 120 # keyless → documented 'tilled-account' header contractrecorded session — replayed, not live
recorded 2026-09-15 · exit 0 · captured verbatim by our probe harness, secrets redacted · pure-HTTP probe — ▶ run live re-runs it from our edge

Verified integrations

No integration evidence found in our corpus for this product yet — that means none was found, never that it doesn’t integrate.

By theme — the product's score on each story themeBy theme

Agenticness — how well agents can access and operate the productAgenticnessevidence →

How well agents can access and operate the product

8.8/100

Automation depth — how much of the product can run unattendedAutomation depthevidence →

How much of the product can run unattended

0.0/100

Embedded experience — stories about embedded experience in this arenaEmbedded experienceevidence →

Stories about embedded experience in this arena

28.0/100

Funds routing — stories about funds routing in this arenaFunds routingevidence →

Stories about funds routing in this arena

0.0/100

Marketplace disputes — stories about marketplace disputes in this arenaMarketplace disputesevidence →

Stories about marketplace disputes in this arena

10.8/100

Marketplace payouts — stories about marketplace payouts in this arenaMarketplace payoutsevidence →

Stories about marketplace payouts in this arena

10.8/100

Openness — open source, data portability, and self-hosting storiesOpennessevidence →

Open source, data portability, and self-hosting stories

9.6/100

Payfac liability — stories about payfac liability in this arenaPayfac liabilityevidence →

Stories about payfac liability in this arena

0.0/100

Platform agent access — stories about platform agent access in this arenaPlatform agent accessevidence →

Stories about platform agent access in this arena

15.4/100

Platform ledger — stories about platform ledger in this arenaPlatform ledgerevidence →

Stories about platform ledger in this arena

15.4/100

Platform monetization — stories about platform monetization in this arenaPlatform monetizationevidence →

Stories about platform monetization in this arena

24.0/100

Privacy posture — data-handling and privacy storiesPrivacy postureevidence →

Data-handling and privacy stories

0.0/100

Seller onboarding — stories about seller onboarding in this arenaSeller onboardingevidence →

Stories about seller onboarding in this arena

22.3/100

Story verdicts — every judged story with its evidenceStory verdicts

?

Sorted by importance (agentic first) (high → low) · 53/53 stories · click a row’s chevron for the rationale and evidence

Drive the product through a documented public API G

Agent access

ai-native userAgenticness — how well agents can access and operate the productAgenticness3partial7/10C

Connect an agent via an official MCP server G

Agent access

ai-native userAgenticness — how well agents can access and operate the productAgenticness3noneuntestednone yet

Delegate tasks to a built-in AI assistant inside the product G

Agentic features

ai-native userAgenticness — how well agents can access and operate the productAgenticness3n/auntestednone yet

Plug MCP servers into this product so it can use their tools G

Agent access

ai-native userAgenticness — how well agents can access and operate the productAgenticness3n/auntestednone yet

Subscribe to events via webhooks G

Agent access

ai-native userAgenticness — how well agents can access and operate the productAgenticness2partial5/10C

Issue scoped/least-privilege API credentials for an agent G

Agent access

ai-native userAgenticness — how well agents can access and operate the productAgenticness2none0/10

Build against official SDKs G

Agent access

ai-native userAgenticness — how well agents can access and operate the productAgenticness2noneuntestednone yet

Download a machine-readable API spec (OpenAPI or equivalent) G

Api quality

ai-native userAgenticness — how well agents can access and operate the productAgenticness2noneuntestednone yet

Explore an interactive API reference with runnable examples G

Api quality

ai-native userAgenticness — how well agents can access and operate the productAgenticness2noneuntestednone yet

Get AI-generated insights and suggestions from my data inside the product G

Agentic features

ai-native userAgenticness — how well agents can access and operate the productAgenticness2n/auntestednone yet

Operate the product with natural-language commands G

Agentic features

ai-native userAgenticness — how well agents can access and operate the productAgenticness2noneuntestednone yet

Point an agent at llms.txt or agent-oriented docs G

Agent access

ai-native userAgenticness — how well agents can access and operate the productAgenticness2noneuntestednone yet

Rely on versioned APIs with a documented deprecation policy G

Api quality

ai-native userAgenticness — how well agents can access and operate the productAgenticness2noneuntestednone yet

Run the product headlessly / in CI for automation G

Agent access

ai-native userAgenticness — how well agents can access and operate the productAgenticness2noneuntestednone yet

Set up automations that run autonomously in the background G

Agentic features

ai-native userAgenticness — how well agents can access and operate the productAgenticness2noneuntestednone yet

Use an official CLI G

Agent access

ai-native userAgenticness — how well agents can access and operate the productAgenticness2noneuntestednone yet

Test against a sandbox environment without touching production data G

Api quality

ai-native userAgenticness — how well agents can access and operate the productAgenticness1full7/10C

Onboard a seller through the API — KYB and KYC, bank account linking, and terms acceptance — with hosted flows and embeddable components when I don't want to build the forms C

Onboarding api

developerSeller onboarding — stories about seller onboarding in this arenaSeller onboarding3partial6/10C

An agent can run seller operations — create accounts, drive onboarding to completion, and answer requirements-due states through the API or an MCP surface with scoped credentials C

Agent onboarding

ai-native userPlatform agent access — stories about platform agent access in this arenaPlatform agent access3partial4/10C

Payments are a revenue line — take an application fee or markup on every transaction, set per-seller pricing, and see my payments revenue reported distinctly from processing costs G

Application fees

founderPlatform monetization — stories about platform monetization in this arenaPlatform monetization3partial4/10C

The platform's money is legible — balances by seller and by my own fee accounts, every movement traceable from charge through split to payout, reconcilable to the penny C

Ledger visibility

finance leadPlatform ledger — stories about platform ledger in this arenaPlatform ledger3partial4/10C

Disputes are managed per seller — chargebacks land against the right sub-merchant, evidence is submitted via API or dashboard, and outcomes flow back into seller balances automatically C

Dispute handling

ops userMarketplace disputes — stories about marketplace disputes in this arenaMarketplace disputes3partial3/10C

Payouts run on the schedule each seller needs — daily, weekly, monthly, or manual, plus instant payouts to cards or real-time rails where supported, configurable per seller C

Payout schedules

ops userMarketplace payouts — stories about marketplace payouts in this arenaMarketplace payouts3partial3/10C

Define rules that trigger actions automatically on events G

ai-native userAutomation depth — how much of the product can run unattendedAutomation depth3none0/10

Split one charge among any set of parties — route funds to multiple sellers, take my cut, and reverse or adjust the split later, all as first-class API objects C

Splits

developerFunds routing — stories about funds routing in this arenaFunds routing3none0/10

Export all of my data in open formats and leave G

ai-native userOpenness — open source, data portability, and self-hosting storiesOpenness3noneuntestednone yet

Prevent my data from being used to train AI models G

ai-native userPrivacy posture — data-handling and privacy storiesPrivacy posture3n/auntestednone yet

Self-host the core product G

ai-native userOpenness — open source, data portability, and self-hosting storiesOpenness3n/auntestednone yet

Seller-facing surfaces are embeddable — white-label components or APIs for balances, payouts, and transaction history that live inside my product under my brand C

Embedded components

developerEmbedded experience — stories about embedded experience in this arenaEmbedded experience2partial6/10C

In-person works on the same stack — terminals or tap-to-pay SDKs that settle into the same seller balances and reporting as online payments C

Omnichannel

founder with offline sellersEmbedded experience — stories about embedded experience in this arenaEmbedded experience2partial5/10C

Do everything through the API that I can do in the UI G

ai-native userOpenness — open source, data portability, and self-hosting storiesOpenness2partial4/10C

I control the economics — a documented buy rate from the provider and freedom to set the sell rate my sellers see, with interchange-level cost visibility to manage the spread G

Buy rates

finance leadPlatform monetization — stories about platform monetization in this arenaPlatform monetization2partial4/10C

Onboarding friction is tunable — collect the minimum to start selling and gather the rest before payout thresholds, with clear requirements-due states per seller C

Progressive requirements

ops userSeller onboarding — stories about seller onboarding in this arenaSeller onboarding2partial4/10C

An agent can work the money side — read balances and payouts, investigate a seller's missing payout, draft dispute evidence — against documented, agent-usable surfaces C

Agent money ops

ai-native userPlatform agent access — stories about platform agent access in this arenaPlatform agent access2partial3/10C

Reconciliation is automatable — settlement and balance reports per seller and rolled up, delivered as files or APIs my finance stack consumes on schedule C

Recon exports

developerPlatform ledger — stories about platform ledger in this arenaPlatform ledger2partial3/10C

Sellers can self-serve their money questions — per-seller statements, payout reconciliation reports, and exports that let their bookkeeper close the month without contacting me C

Seller reporting

ops userEmbedded experience — stories about embedded experience in this arenaEmbedded experience2partial3/10C

Refunds and chargebacks that exceed a seller's balance are recoverable — automatic debits against future earnings or their bank account, with the liability order documented C

Negative balances

finance leadFunds routing — stories about funds routing in this arenaFunds routing2none0/10

Choose where my data is stored (region/residency) G

ai-native userPrivacy posture — data-handling and privacy storiesPrivacy posture2noneuntestednone yet

Control data retention and deletion G

ai-native userPrivacy posture — data-handling and privacy storiesPrivacy posture2n/auntestednone yet

Funds can wait — hold seller funds in a balance until delivery or dispute windows pass, release on my schedule or trigger, with the escrow-like mechanics and their limits documented C

Holds release

developerFunds routing — stories about funds routing in this arenaFunds routing2noneuntestednone yet

International sellers get paid properly — local-currency payouts, documented FX handling, and settlement to local bank rails rather than expensive wires C

Cross border

finance leadMarketplace payouts — stories about marketplace payouts in this arenaMarketplace payouts2noneuntestednone yet

Opt out of telemetry and usage tracking G

ai-native userPrivacy posture — data-handling and privacy storiesPrivacy posture2n/auntestednone yet

Perform bulk operations across many items at once G

ai-native userAutomation depth — how much of the product can run unattendedAutomation depth2noneuntestednone yet

Platform funds have a home — clarity on where in-flight and held funds sit, whether balances earn yield, and how money is segregated from the provider's own accounts C

Funds custody

finance leadPlatform ledger — stories about platform ledger in this arenaPlatform ledger2noneuntestednone yet

Read the product's source under an open license G

ai-native userOpenness — open source, data portability, and self-hosting storiesOpenness2n/auntestednone yet

Schedule recurring jobs or workflows G

ai-native userAutomation depth — how much of the product can run unattendedAutomation depth2noneuntestednone yet

Seller tax reporting is handled — 1099-K thresholds tracked, forms generated, delivered, and filed, with the data corrections workflow documented C

Tax forms

finance leadPayfac liability — stories about payfac liability in this arenaPayfac liability2noneuntestednone yet

Sellers can join from where they are — supported onboarding countries, local payment methods, and local-currency settlement documented as a coverage map, not discovered ticket by ticket C

Global coverage

founderSeller onboarding — stories about seller onboarding in this arenaSeller onboarding2noneuntestednone yet

The platform is ready for agent buyers — documented support for agent-initiated checkout on marketplace transactions (agentic-commerce protocols, delegated payment credentials) that works with split funds flows C

Agentic commerce

developerPlatform agent access — stories about platform agent access in this arenaPlatform agent access2noneuntestednone yet

The responsibility split is explicit — who owns KYC/AML, card-network compliance, fraud losses, and seller misconduct between me and the provider, in the docs rather than the contract's fine print C

Responsibility split

ops userPayfac liability — stories about payfac liability in this arenaPayfac liability2noneuntestednone yet

There's a path up the stack — start on the managed model and graduate toward registered payment facilitation with more economics and control, without replatforming C

Graduation path

founderPayfac liability — stories about payfac liability in this arenaPayfac liability2noneuntestednone yet

Watch risk across my seller portfolio — fraud and credit-risk signals per sub-merchant, alerts on anomalous sellers, and tools to pause payouts or offboard bad actors C

Portfolio risk

ops userMarketplace disputes — stories about marketplace disputes in this arenaMarketplace disputes2noneuntestednone yet

Version, review, and roll back my automations G

ai-native userAutomation depth — how much of the product can run unattendedAutomation depth1n/auntestednone yet

Opportunities — the stories that would move this product's scores, from its own judged verdictsOpportunitiestop 8 of 43 stories with headroom

What would move Tilled’s scores — derived from its own judged verdicts, biggest headroom first. Each line quotes what the judge found missing; shipping it (or evidencing it publicly) is the fix.

  1. Agenticness — how well agents can access and operate the productConnect an agent via an official MCP server

    nonemoves agent-readyimpact 45

    The axis applies to this product kind (peer products hold positive or none verdicts on this story), so lack of evidence for an applicable capability is "none", never "na".

  2. Automation depth — how much of the product can run unattendedDefine rules that trigger actions automatically on events

    nonemoves PA Scoreimpact 30

    Tilled offers webhooks for event notifications (tilled-docs-4) but there is no evidence of a rules engine or conditional trigger system that lets users define automated actions based on those events.

  3. Openness — open source, data portability, and self-hosting storiesExport all of my data in open formats and leave

    nonemoves PA Scoreimpact 30

    Tilled is a payments/merchant onboarding platform and the evidence pack contains no mention of bulk data export, open data formats, or data portability features for users to leave with their data.

  4. Funds routing — stories about funds routing in this arenaSplit one charge among any set of parties — route funds to multiple sellers, take my cut, and reverse or adjust the split later, all as first-class API objects

    nonemoves PA Scoreimpact 30

    Missing: any mention of split payments, multi-party charge routing, application fees, or transfer/reversal objects for splits.

  5. Agenticness — how well agents can access and operate the productPoint an agent at llms.txt or agent-oriented docs

    nonemoves agent-readyimpact 30

    No evidence of an llms.txt file, agent-oriented documentation, or any mention of AI agent-friendly docs; the evidence pack only shows standard developer documentation for payments/onboarding.

  6. Agenticness — how well agents can access and operate the productSet up automations that run autonomously in the background

    nonemoves Built-in AIimpact 30

    The axis applies to this product kind (peer products hold positive or none verdicts on this story), so lack of evidence for an applicable capability is "none", never "na".

  7. Agenticness — how well agents can access and operate the productRun the product headlessly / in CI for automation

    nonemoves agent-readyimpact 30

    The axis applies to this product kind (peer products hold positive or none verdicts on this story), so lack of evidence for an applicable capability is "none", never "na".

  8. Agenticness — how well agents can access and operate the productOperate the product with natural-language commands

    nonemoves Built-in AIimpact 30

    The axis applies to this product kind (peer products hold positive or none verdicts on this story), so lack of evidence for an applicable capability is "none", never "na".

Showing the top 8 of 43 — every none/partial verdict in the story verdicts table is headroom.

Think a verdict is wrong? Every verdicts-table row has a Flag link — see the methodology.

Coverage map — which docs area, API section, or community source covers which judged storiesCoverage map3 surfaces · 17 covered stories

Where the cited evidence behind each covered verdict came from — the same citations the verdicts table shows, no extra judging.

docs16 stories

Probe proofs — replayable recordings from the probe harnessProbe proofs

Replayable recordings from our probe harness — see the Prove-It protocol to submit one.

$curl -s https://api.tilled.com/v1/payment-intents | head -c 120 # keyless → documented 'tilled-account' header contractreproduced
$ curl -s https://api.tilled.com/v1/payment-intents | head -c 120  # [redacted]less → documented 'tilled-account' header contract
{"statusCode":400,"message":"'tilled-account' header required.","error":"Bad Request"}

Claims vs evidence — vendor claims reconciled against independent verdictsClaims vs evidence

0 of 9 testable claims verified · 0 contradictedintegrity 0/100

15 distinct capability claims found in Tilled’s own claimed-docs/GitHub materials, reconciled against our judge’s independent verdicts.

0

Verified

9

Unverified

0

Contradicted

8

Undersold

Unverified (13)
Undersold (8)
Claims outside our story set (3)

Real capability claims found in Tilled’s own materials, but no story in this arena’s taxonomy covers them yet — that’s feedback on the taxonomy, not a mark against the product.

  • API access requires API keys generated via the Dashboard

    source ↗
  • ISV Dashboard tracks onboarding progress item by item (API keys, merchant application, first payment)

    source ↗
  • Merchants and ISVs can view and manage subscriptions within the Dashboard

    source ↗
Suggest a story for these →

Business model

subscription-flatusage-based

Published two-tier revenue-share model: Start-Up keeps 70% of payments revenue plus a $500/month SaaS fee under $5M monthly volume; Scaling keeps 80% plus $2,500/month above it.

pricing ↗

Score trend

How this product’s scores have moved as evidence and verdicts are re-derived — a point per change, not per day.

PA Score11 (Sep 15 '26)7 (Sep 15 '26)
Agent-ready17 (Sep 15 '26)10 (Sep 15 '26)

Try Experimental

Run it in the microterminal →

Recorded agent sessions — and a live MCP handshake where the vendor ships one.

Flag

⚑ Flag a verdict

Think a verdict is wrong? Opens a prefilled GitHub issue — or use the ⚑ next to any verdict above.

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Hotlinked SVG — always shows the live current score.

For agents

Data