Try itExperimental
See what an agent can do with Paxos before you ever sign up. Pick a story: recorded sessions replay real probe-harness transcripts; sandboxed self-drive sessions are designed and gated (docs/TRY-IT.md).
$curl -si https://api.paxos.com/v2/profiles | head -2 # keyless → 401recorded session — replayed, not liveVerified integrations
No integration evidence found in our corpus for this product yet — that means none was found, never that it doesn’t integrate.
By theme — the product's score on each story themeBy theme
Agenticness — how well agents can access and operate the productAgenticnessevidence →
How well agents can access and operate the product
Automation depth — how much of the product can run unattendedAutomation depthevidence →
How much of the product can run unattended
Compliance risk — stories about compliance risk in this arenaCompliance riskevidence →
Stories about compliance risk in this arena
Integration dx — sandboxes, test modes, webhooks, and how fast a developer gets to a working integrationIntegration dxevidence →
Sandboxes, test modes, webhooks, and how fast a developer gets to a working integration
Onramp conversion — stories about onramp conversion in this arenaOnramp conversionevidence →
Stories about onramp conversion in this arena
Openness — open source, data portability, and self-hosting storiesOpennessevidence →
Open source, data portability, and self-hosting stories
Payouts offramp — stories about payouts offramp in this arenaPayouts offrampevidence →
Stories about payouts offramp in this arena
Privacy posture — data-handling and privacy storiesPrivacy postureevidence →
Data-handling and privacy stories
Settlement treasury — stories about settlement treasury in this arenaSettlement treasuryevidence →
Stories about settlement treasury in this arena
Stablecoin acceptance — stories about stablecoin acceptance in this arenaStablecoin acceptanceevidence →
Stories about stablecoin acceptance in this arena
Stablecoin agent access — stories about stablecoin agent access in this arenaStablecoin agent accessevidence →
Stories about stablecoin agent access in this arena
Stablecoin issuance — stories about stablecoin issuance in this arenaStablecoin issuanceevidence →
Stories about stablecoin issuance in this arena
Wallets balances — stories about wallets balances in this arenaWallets balancesevidence →
Stories about wallets balances in this arena
Story verdicts — every judged story with its evidenceStory verdicts
Follow the green: where the map greys out is where Paxos stops today. ✓ full · ~ partial · ! disputed · — none · n/a not applicable.
Agenticness — how well agents can access and operate the productAgenticness
How well agents can access and operate the product
API surface
Drive the product through a documented public API
✓8/10
unlocks → Official SDKs · MCP server · Machine-readable spec · Versioning policy · Official CLI · An agent can move stablecoins under scoped authority — documented agent payment flows where an agent initiates a payment or payout with spend controls a human configured · Agents can hold and use wallets safely — programmatic wallet issuance for agents with scoped keys, policy controls, and documented limits on what an agent can move · The platform speaks the machine-payment protocols by name — x402, ACP, MPP, or AP2 support documented with endpoints or SDKs, not just a blog aspiration
Subscribe to events via webhooks
✓7/10
Build against official SDKs
—0/10
Issue scoped/least-privilege API credentials for an agent
~5/10
unlocks → Autonomous automations
Connect an agent via an official MCP server
—–
Download a machine-readable API spec (OpenAPI or equivalent)
—0/10
Rely on versioned APIs with a documented deprecation policy
—0/10
Test against a sandbox environment without touching production data
✓8/10
Explore an interactive API reference with runnable examples
—0/10
Agentic features
Delegate tasks to a built-in AI assistant inside the product
~3/10
unlocks → NL commands · AI insights
Operate the product with natural-language commands
—–
Plug MCP servers into this product so it can use their tools
n/an/a
Get AI-generated insights and suggestions from my data inside the product
—0/10
Set up automations that run autonomously in the background
—0/10
Automation depth — how much of the product can run unattendedAutomation depth
How much of the product can run unattended
Compliance risk — stories about compliance risk in this arenaCompliance risk
Stories about compliance risk in this arena
Customer and recipient onboarding is programmatic — documented KYC/KYB endpoints or flows that clear a counterparty for sending and receiving before money moves
✓7/10
See who I'm actually contracting with — the licensed or registered entities behind the product and the jurisdictions they cover, published rather than buried
—–
The platform documents its sanctions screening, wallet risk checks, and travel-rule handling — compliance machinery named specifically, not waved at
~4/10
Integration dx — sandboxes, test modes, webhooks, and how fast a developer gets to a working integrationIntegration dx
Sandboxes, test modes, webhooks, and how fast a developer gets to a working integration
I never operate blockchain infrastructure — the platform abstracts nodes, gas, and chain mechanics behind a conventional REST API with client libraries in my language
~6/10
Rehearse everything without real funds — a documented sandbox or testnet mode covering payments, payouts, and conversions with test values that behave deterministically
~6/10
Money movement emits signed webhooks — payment confirmed, payout settled, conversion executed — so my system tracks state without polling chains or dashboards
~6/10
Onramp conversion — stories about onramp conversion in this arenaOnramp conversion
Stories about onramp conversion in this arena
Conversion is a first-class API — quotes and executed conversions between fiat and stablecoins (and between stablecoins) with documented rates, fees, and settlement times
~6/10
Embed a fiat-to-stablecoin onramp — a documented widget or API where end users buy stablecoins with cards or bank transfers inside my product
~5/10
Openness — open source, data portability, and self-hosting storiesOpenness
Open source, data portability, and self-hosting stories
Payouts offramp — stories about payouts offramp in this arenaPayouts offramp
Stories about payouts offramp in this arena
Run mass disbursements — batch or bulk payout APIs that push many stablecoin or fiat payouts in one documented operation with per-item status
—0/10
Recipients can land in local fiat — documented off-ramp rails that convert stablecoins into bank transfers across a published set of currencies and countries
~5/10
Send stablecoin payouts programmatically — pay a wallet address or stored recipient through the API with documented status tracking to final settlement
~6/10
Privacy posture — data-handling and privacy storiesPrivacy posture
Data-handling and privacy stories
Settlement treasury — stories about settlement treasury in this arenaSettlement treasury
Stories about settlement treasury in this arena
Settlement is legible — documented timing from payment to available balance, published fees per rail, and statements or reports my accounting can consume
—0/10
Move value between fiat and stablecoin balances on the platform — internal transfers and rebalancing through the API or dashboard, documented end to end
✓7/10
Stablecoin acceptance — stories about stablecoin acceptance in this arenaStablecoin acceptance
Stories about stablecoin acceptance in this arena
Accept a stablecoin payment from a customer through a documented checkout or payment API — create the payment, present the address or flow, and confirm settlement programmatically
✓7/10
The platform documents which stablecoins and chains it supports — USDC, USDT and peers across multiple named networks — so I can match what my customers actually hold
~5/10
Take crypto payments but settle in fiat — a documented option to auto-convert stablecoin receipts into a fiat balance or bank payout so my books never hold crypto
✓8/10
Stablecoin agent access — stories about stablecoin agent access in this arenaStablecoin agent access
Stories about stablecoin agent access in this arena
An agent can move stablecoins under scoped authority — documented agent payment flows where an agent initiates a payment or payout with spend controls a human configured
—0/10
Agents can hold and use wallets safely — programmatic wallet issuance for agents with scoped keys, policy controls, and documented limits on what an agent can move
—0/10
The platform speaks the machine-payment protocols by name — x402, ACP, MPP, or AP2 support documented with endpoints or SDKs, not just a blog aspiration
—–
Stablecoin issuance — stories about stablecoin issuance in this arenaStablecoin issuance
Stories about stablecoin issuance in this arena
Issue a branded stablecoin on the platform's infrastructure — a documented issuance product covering minting, redemption, and reserve management, with its gating quoted honestly
—0/10
The economics of held stablecoins are documented — reserve composition, attestations, and any yield or rewards program with its eligibility and regulatory caveats stated plainly
—–
Wallets balances — stories about wallets balances in this arenaWallets balances
Stories about wallets balances in this arena
My business can hold a stablecoin balance on the platform — documented custodial accounts with stated availability, geographies, and any gating quoted honestly
~5/10
Incoming funds are attributable — named virtual accounts or dedicated deposit addresses per customer so reconciliation knows who paid without manual matching
—0/10
Create wallets programmatically — per-customer or per-purpose wallets and deposit addresses provisioned through the API with documented key custody semantics
—0/10
Sorted by importance (agentic first) (high → low) · 53/53 stories · click a row’s chevron for the rationale and evidence
Drive the product through a documented public API G Agent access | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 3 | full | 8/10 | Tprobed | |
Delegate tasks to a built-in AI assistant inside the product G Agentic features | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 3 | partial | 3/10 | Cclaimed | |
Connect an agent via an official MCP server G Agent access | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 3 | none | untested | none yet | |
Plug MCP servers into this product so it can use their tools G Agent access | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 3 | n/a | untested | none yet | |
Point an agent at llms.txt or agent-oriented docs G Agent access | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | full | 9/10 | Tprobed | |
Subscribe to events via webhooks G Agent access | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | full | 7/10 | Cclaimed | |
Run the product headlessly / in CI for automation G Agent access | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | partial | 6/10 | Cclaimed | |
Issue scoped/least-privilege API credentials for an agent G Agent access | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | partial | 5/10 | Cclaimed | |
Build against official SDKs G Agent access | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | none | 0/10 | ||
Download a machine-readable API spec (OpenAPI or equivalent) G Api quality | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | none | 0/10 | ||
Explore an interactive API reference with runnable examples G Api quality | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | none | 0/10 | ||
Get AI-generated insights and suggestions from my data inside the product G Agentic features | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | none | 0/10 | ||
Rely on versioned APIs with a documented deprecation policy G Api quality | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | none | 0/10 | ||
Set up automations that run autonomously in the background G Agentic features | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | none | 0/10 | ||
Operate the product with natural-language commands G Agentic features | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | none | untested | none yet | |
Use an official CLI G Agent access | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 2 | none | untested | none yet | |
Test against a sandbox environment without touching production data G Api quality | ai-native user | Agenticness — how well agents can access and operate the productAgenticness | 1 | full | 8/10 | Cclaimed | |
Take crypto payments but settle in fiat — a documented option to auto-convert stablecoin receipts into a fiat balance or bank payout so my books never hold crypto C Fiat settlement | finance lead | Stablecoin acceptance — stories about stablecoin acceptance in this arenaStablecoin acceptance | 3 | full | 8/10 | Cclaimed | |
Accept a stablecoin payment from a customer through a documented checkout or payment API — create the payment, present the address or flow, and confirm settlement programmatically C Acceptance | developer | Stablecoin acceptance — stories about stablecoin acceptance in this arenaStablecoin acceptance | 3 | full | 7/10 | Tprobed | |
I never operate blockchain infrastructure — the platform abstracts nodes, gas, and chain mechanics behind a conventional REST API with client libraries in my language C Abstraction | developer | Integration dx — sandboxes, test modes, webhooks, and how fast a developer gets to a working integrationIntegration dx | 3 | partial | 6/10 | Tprobed | |
Rehearse everything without real funds — a documented sandbox or testnet mode covering payments, payouts, and conversions with test values that behave deterministically C Sandbox | developer | Integration dx — sandboxes, test modes, webhooks, and how fast a developer gets to a working integrationIntegration dx | 3 | partial | 6/10 | Cclaimed | |
Send stablecoin payouts programmatically — pay a wallet address or stored recipient through the API with documented status tracking to final settlement C Payouts | developer | Payouts offramp — stories about payouts offramp in this arenaPayouts offramp | 3 | partial | 6/10 | Tprobed | |
My business can hold a stablecoin balance on the platform — documented custodial accounts with stated availability, geographies, and any gating quoted honestly C Balances | finance lead | Wallets balances — stories about wallets balances in this arenaWallets balances | 3 | partial | 5/10 | Cclaimed | |
Define rules that trigger actions automatically on events G | ai-native user | Automation depth — how much of the product can run unattendedAutomation depth | 3 | partial | 4/10 | Cclaimed | |
An agent can move stablecoins under scoped authority — documented agent payment flows where an agent initiates a payment or payout with spend controls a human configured C Agent payments | ai-native user | Stablecoin agent access — stories about stablecoin agent access in this arenaStablecoin agent access | 3 | none | 0/10 | ||
Export all of my data in open formats and leave G | ai-native user | Openness — open source, data portability, and self-hosting storiesOpenness | 3 | n/a | untested | none yet | |
Prevent my data from being used to train AI models G | ai-native user | Privacy posture — data-handling and privacy storiesPrivacy posture | 3 | n/a | untested | none yet | |
Self-host the core product G | ai-native user | Openness — open source, data portability, and self-hosting storiesOpenness | 3 | n/a | untested | none yet | |
Customer and recipient onboarding is programmatic — documented KYC/KYB endpoints or flows that clear a counterparty for sending and receiving before money moves C Kyc | ops lead | Compliance risk — stories about compliance risk in this arenaCompliance risk | 2 | full | 7/10 | Tprobed | |
Move value between fiat and stablecoin balances on the platform — internal transfers and rebalancing through the API or dashboard, documented end to end C Treasury | finance lead | Settlement treasury — stories about settlement treasury in this arenaSettlement treasury | 2 | full | 7/10 | Cclaimed | |
Conversion is a first-class API — quotes and executed conversions between fiat and stablecoins (and between stablecoins) with documented rates, fees, and settlement times C Conversion | developer | Onramp conversion — stories about onramp conversion in this arenaOnramp conversion | 2 | partial | 6/10 | Cclaimed | |
Do everything through the API that I can do in the UI G | ai-native user | Openness — open source, data portability, and self-hosting storiesOpenness | 2 | partial | 6/10 | Tprobed | |
Money movement emits signed webhooks — payment confirmed, payout settled, conversion executed — so my system tracks state without polling chains or dashboards C Webhooks | developer | Integration dx — sandboxes, test modes, webhooks, and how fast a developer gets to a working integrationIntegration dx | 2 | partial | 6/10 | Cclaimed | |
Embed a fiat-to-stablecoin onramp — a documented widget or API where end users buy stablecoins with cards or bank transfers inside my product C Onramp | developer | Onramp conversion — stories about onramp conversion in this arenaOnramp conversion | 2 | partial | 5/10 | Cclaimed | |
Recipients can land in local fiat — documented off-ramp rails that convert stablecoins into bank transfers across a published set of currencies and countries C Offramp | ops lead | Payouts offramp — stories about payouts offramp in this arenaPayouts offramp | 2 | partial | 5/10 | Cclaimed | |
The platform documents which stablecoins and chains it supports — USDC, USDT and peers across multiple named networks — so I can match what my customers actually hold C Chains | developer | Stablecoin acceptance — stories about stablecoin acceptance in this arenaStablecoin acceptance | 2 | partial | 5/10 | Cclaimed | |
The platform documents its sanctions screening, wallet risk checks, and travel-rule handling — compliance machinery named specifically, not waved at C Screening | ops lead | Compliance risk — stories about compliance risk in this arenaCompliance risk | 2 | partial | 4/10 | Cclaimed | |
Agents can hold and use wallets safely — programmatic wallet issuance for agents with scoped keys, policy controls, and documented limits on what an agent can move C Agent wallets | ai-native user | Stablecoin agent access — stories about stablecoin agent access in this arenaStablecoin agent access | 2 | none | 0/10 | ||
Create wallets programmatically — per-customer or per-purpose wallets and deposit addresses provisioned through the API with documented key custody semantics C Wallets | developer | Wallets balances — stories about wallets balances in this arenaWallets balances | 2 | none | 0/10 | ||
Incoming funds are attributable — named virtual accounts or dedicated deposit addresses per customer so reconciliation knows who paid without manual matching C Virtual accounts | developer | Wallets balances — stories about wallets balances in this arenaWallets balances | 2 | none | 0/10 | ||
Issue a branded stablecoin on the platform's infrastructure — a documented issuance product covering minting, redemption, and reserve management, with its gating quoted honestly C Issuance | founder | Stablecoin issuance — stories about stablecoin issuance in this arenaStablecoin issuance | 2 | none | 0/10 | ||
Run mass disbursements — batch or bulk payout APIs that push many stablecoin or fiat payouts in one documented operation with per-item status C Batch | ops lead | Payouts offramp — stories about payouts offramp in this arenaPayouts offramp | 2 | none | 0/10 | ||
Settlement is legible — documented timing from payment to available balance, published fees per rail, and statements or reports my accounting can consume C Settlement | finance lead | Settlement treasury — stories about settlement treasury in this arenaSettlement treasury | 2 | none | 0/10 | ||
Choose where my data is stored (region/residency) G | ai-native user | Privacy posture — data-handling and privacy storiesPrivacy posture | 2 | none | untested | none yet | |
Control data retention and deletion G | ai-native user | Privacy posture — data-handling and privacy storiesPrivacy posture | 2 | none | untested | none yet | |
Opt out of telemetry and usage tracking G | ai-native user | Privacy posture — data-handling and privacy storiesPrivacy posture | 2 | n/a | untested | none yet | |
Perform bulk operations across many items at once G | ai-native user | Automation depth — how much of the product can run unattendedAutomation depth | 2 | none | untested | none yet | |
Read the product's source under an open license G | ai-native user | Openness — open source, data portability, and self-hosting storiesOpenness | 2 | n/a | untested | none yet | |
Schedule recurring jobs or workflows G | ai-native user | Automation depth — how much of the product can run unattendedAutomation depth | 2 | n/a | untested | none yet | |
See who I'm actually contracting with — the licensed or registered entities behind the product and the jurisdictions they cover, published rather than buried C Licensing | founder | Compliance risk — stories about compliance risk in this arenaCompliance risk | 2 | none | untested | none yet | |
The economics of held stablecoins are documented — reserve composition, attestations, and any yield or rewards program with its eligibility and regulatory caveats stated plainly C Yield | finance lead | Stablecoin issuance — stories about stablecoin issuance in this arenaStablecoin issuance | 2 | none | untested | none yet | |
The platform speaks the machine-payment protocols by name — x402, ACP, MPP, or AP2 support documented with endpoints or SDKs, not just a blog aspiration C Protocols | ai-native user | Stablecoin agent access — stories about stablecoin agent access in this arenaStablecoin agent access | 2 | none | untested | none yet | |
Version, review, and roll back my automations G | ai-native user | Automation depth — how much of the product can run unattendedAutomation depth | 1 | n/a | untested | none yet |
Opportunities — the stories that would move this product's scores, from its own judged verdictsOpportunitiestop 8 of 37 stories with headroom
What would move Paxos’s scores — derived from its own judged verdicts, biggest headroom first. Each line quotes what the judge found missing; shipping it (or evidencing it publicly) is the fix.
Agenticness — how well agents can access and operate the productConnect an agent via an official MCP server
nonemoves agent-readyimpact 45
The axis applies to this product kind (peer products hold positive or none verdicts on this story), so lack of evidence for an applicable capability is "none", never "na".
Agenticness — how well agents can access and operate the productDelegate tasks to a built-in AI assistant inside the product
partialq3/10moves Built-in AIimpact 31.5
Missing: evidence of an in-product AI agent that can perform actions (transfers, KYC, order execution) rather than just answer doc questions, and any first-party or independent confirmation of agentic task delegation.
Stablecoin agent access — stories about stablecoin agent access in this arenaAn agent can move stablecoins under scoped authority — documented agent payment flows where an agent initiates a payment or payout with spend controls a human configured
nonemoves PA Scoreimpact 30
Missing: any mention of AI agents, agent-specific spend controls, or delegated payment authority workflows.
Agenticness — how well agents can access and operate the productGet AI-generated insights and suggestions from my data inside the product
nonemoves Built-in AIimpact 30
Paxos is a stablecoin/crypto infrastructure API platform; evidence only shows AI assistance for documentation help (paxos-docs-18), not AI-generated insights or suggestions derived from a user's own data within the product.
Agenticness — how well agents can access and operate the productSet up automations that run autonomously in the background
nonemoves Built-in AIimpact 30
Paxos evidence covers APIs, webhooks, orchestrations (mint/redeem) and sandbox testing, but none of it describes a mechanism for setting up automations or agents that run autonomously in the background (e.g., scheduling, workflow triggers executed by Paxos itself, or an automation builder).
Agenticness — how well agents can access and operate the productOperate the product with natural-language commands
nonemoves Built-in AIimpact 30
Paxos is a financial/stablecoin API platform with developer docs, REST/FIX APIs, and an AI-assisted docs search helper, but there is no evidence of natural-language command operation of the product itself (e.g., no chat-driven transaction execution or NL-to-API interface).
Agenticness — how well agents can access and operate the productUse an official CLI
nonemoves agent-readyimpact 30
The axis applies to this product kind (peer products hold positive or none verdicts on this story), so lack of evidence for an applicable capability is "none", never "na".
Agenticness — how well agents can access and operate the productBuild against official SDKs
nonemoves agent-readyimpact 30
The evidence pack details Paxos's REST/FIX/WebSocket APIs, sandbox, webhooks, and docs, but never mentions official client SDKs or libraries in any language; the openapi.json probe also 404s, suggesting no even machine-readable spec is exposed for SDK generation.
Showing the top 8 of 37 — every none/partial verdict in the story verdicts table is headroom.
Think a verdict is wrong? Every verdicts-table row has a Flag link — see the methodology.
Coverage map — which docs area, API section, or community source covers which judged storiesCoverage map4 surfaces · 23 covered stories
Where the cited evidence behind each covered verdict came from — the same citations the verdicts table shows, no extra judging.
Guides docs18 stories
- Run the product headlessly / in CI for automation
- Drive the product through a documented public API
- Subscribe to events via webhooks
- Test against a sandbox environment without touching production data
- Define rules that trigger actions automatically on events
- I never operate blockchain infrastructure — the platform abstracts nodes, gas, and chain mechanics behind a conventional REST API with client libraries in my language
- Rehearse everything without real funds — a documented sandbox or testnet mode covering payments, payouts, and conversions with test values that behave deterministically
- Money movement emits signed webhooks — payment confirmed, payout settled, conversion executed — so my system tracks state without polling chains or dashboards
- Conversion is a first-class API — quotes and executed conversions between fiat and stablecoins (and between stablecoins) with documented rates, fees, and settlement times
- Embed a fiat-to-stablecoin onramp — a documented widget or API where end users buy stablecoins with cards or bank transfers inside my product
- Do everything through the API that I can do in the UI
- Recipients can land in local fiat — documented off-ramp rails that convert stablecoins into bank transfers across a published set of currencies and countries
- Send stablecoin payouts programmatically — pay a wallet address or stored recipient through the API with documented status tracking to final settlement
- Move value between fiat and stablecoin balances on the platform — internal transfers and rebalancing through the API or dashboard, documented end to end
- Accept a stablecoin payment from a customer through a documented checkout or payment API — create the payment, present the address or flow, and confirm settlement programmatically
- The platform documents which stablecoins and chains it supports — USDC, USDT and peers across multiple named networks — so I can match what my customers actually hold
- Take crypto payments but settle in fiat — a documented option to auto-convert stablecoin receipts into a fiat balance or bank payout so my books never hold crypto
- My business can hold a stablecoin balance on the platform — documented custodial accounts with stated availability, geographies, and any gating quoted honestly
llms.txt17 stories
- Point an agent at llms.txt or agent-oriented docs
- Run the product headlessly / in CI for automation
- Drive the product through a documented public API
- Issue scoped/least-privilege API credentials for an agent
- Test against a sandbox environment without touching production data
- Customer and recipient onboarding is programmatic — documented KYC/KYB endpoints or flows that clear a counterparty for sending and receiving before money moves
- The platform documents its sanctions screening, wallet risk checks, and travel-rule handling — compliance machinery named specifically, not waved at
- I never operate blockchain infrastructure — the platform abstracts nodes, gas, and chain mechanics behind a conventional REST API with client libraries in my language
- Rehearse everything without real funds — a documented sandbox or testnet mode covering payments, payouts, and conversions with test values that behave deterministically
- Conversion is a first-class API — quotes and executed conversions between fiat and stablecoins (and between stablecoins) with documented rates, fees, and settlement times
- Embed a fiat-to-stablecoin onramp — a documented widget or API where end users buy stablecoins with cards or bank transfers inside my product
- Do everything through the API that I can do in the UI
- Recipients can land in local fiat — documented off-ramp rails that convert stablecoins into bank transfers across a published set of currencies and countries
- Send stablecoin payouts programmatically — pay a wallet address or stored recipient through the API with documented status tracking to final settlement
- Move value between fiat and stablecoin balances on the platform — internal transfers and rebalancing through the API or dashboard, documented end to end
- The platform documents which stablecoins and chains it supports — USDC, USDT and peers across multiple named networks — so I can match what my customers actually hold
- My business can hold a stablecoin balance on the platform — documented custodial accounts with stated availability, geographies, and any gating quoted honestly
OpenAPI spec6 stories
- Drive the product through a documented public API
- Customer and recipient onboarding is programmatic — documented KYC/KYB endpoints or flows that clear a counterparty for sending and receiving before money moves
- I never operate blockchain infrastructure — the platform abstracts nodes, gas, and chain mechanics behind a conventional REST API with client libraries in my language
- Do everything through the API that I can do in the UI
- Send stablecoin payouts programmatically — pay a wallet address or stored recipient through the API with documented status tracking to final settlement
- Accept a stablecoin payment from a customer through a documented checkout or payment API — create the payment, present the address or flow, and confirm settlement programmatically
Welcome docs4 stories
- Point an agent at llms.txt or agent-oriented docs
- Delegate tasks to a built-in AI assistant inside the product
- Do everything through the API that I can do in the UI
- Move value between fiat and stablecoin balances on the platform — internal transfers and rebalancing through the API or dashboard, documented end to end
Probe proofs — replayable recordings from the probe harnessProbe proofs
Replayable recordings from our probe harness — see the Prove-It protocol to submit one.
$curl -si https://api.paxos.com/v2/profiles | head -2 # keyless → 401reproduced$ curl -si https://api.paxos.com/v2/profiles | head -2 # [redacted]less → 401 HTTP/2 401 content-type: application/problem+json
$curl -sL https://docs.paxos.com/llms.txt | head -3reproduced$ curl -sL https://docs.paxos.com/llms.txt | head -3 # Paxos Documentation - [Build with Paxos](https://docs.paxos.com/welcome.md): Learn how to get started with the Paxos API and Platform.
$curl -s -X POST https://docs.paxos.com/mcp -H 'Content-Type: application/json' -d '<jsonrpc initialize>' # live MCP answering strict JSON-RPC Accept negotiationreproduced$ curl -s -X POST https://docs.paxos.com/mcp -H 'Content-Type: application/json' -d '<jsonrpc initialize>' # live MCP answering strict JSON-RPC Accept negotiation
{"jsonrpc":"2.0","error":{"code":-32000,"message":"Not Acceptable: Client must accept both application/json and text/event-stream"},"id":null}
$curl -s https://developer.paxos.com/docs/paxos-v2.openapi.json | head -c 120reproduced$ curl -s https://developer.paxos.com/docs/paxos-v2.openapi.json | head -c 120
{
"openapi": "3.0.0",
"info": {
"title": "Paxos API",
"version": "2.0",
"description": "<p>Welcome to Pa
Claims vs evidence — vendor claims reconciled against independent verdictsClaims vs evidence
4 of 15 testable claims verified · 1 contradicted → integrity 13/100
23 distinct capability claims found in Paxos’s own claimed-docs/GitHub materials, reconciled against our judge’s independent verdicts.
4
Verified
10
Unverified
1
Contradicted
9
Undersold
Verified (6)
“Create and onboard an individual person identity with an onboarding decision”
Customer and recipient onboarding is programmatic — documented KYC/KYB endpoints or flows that clear a counterparty for sending and receiving before money movesfullproof ↗
“Create and onboard an institution identity with required members and an onboarding decision”
Customer and recipient onboarding is programmatic — documented KYC/KYB endpoints or flows that clear a counterparty for sending and receiving before money movesfullproof ↗
“Convert USD to stablecoins and transfer them in a single API call”
Send stablecoin payouts programmatically — pay a wallet address or stored recipient through the API with documented status tracking to final settlementpartialproof ↗
“Accept PYUSD, USDC, and USDP payments via on-chain transfers”
Accept a stablecoin payment from a customer through a documented checkout or payment API — create the payment, present the address or flow, and confirm settlement programmaticallyfullproof ↗
“Get market data, create orders, execute held-rate quotes, and transfer assets via API v2.0”
Drive the product through a documented public APIfullproof ↗
“Trade crypto programmatically via a FIX API”
Drive the product through a documented public APIfullproof ↗
Unverified (15)
“Sign up for sandbox environment access before integrating”
Test against a sandbox environment without touching production datafullproof ↗
“Create API credentials (Client ID/Secret) with scoped access to specific endpoints”
Issue scoped/least-privilege API credentials for an agentpartialproof ↗
“Fund sandbox accounts with test crypto assets from faucets for end-to-end testing”
Rehearse everything without real funds — a documented sandbox or testnet mode covering payments, payouts, and conversions with test values that behave deterministicallypartialproof ↗
“Collect and transmit beneficiary information for above-threshold crypto transfers (travel rule)”
The platform documents its sanctions screening, wallet risk checks, and travel-rule handling — compliance machinery named specifically, not waved atpartialproof ↗
“Convert USD to stablecoins and transfer them in a single API call”
Conversion is a first-class API — quotes and executed conversions between fiat and stablecoins (and between stablecoins) with documented rates, fees, and settlement timespartialproof ↗
“Convert stablecoins to USD and withdraw to a bank account in one call”
Conversion is a first-class API — quotes and executed conversions between fiat and stablecoins (and between stablecoins) with documented rates, fees, and settlement timespartialproof ↗
“Convert stablecoins to USD and withdraw to a bank account in one call”
Recipients can land in local fiat — documented off-ramp rails that convert stablecoins into bank transfers across a published set of currencies and countriespartialproof ↗
“Execute conversions between supported assets generally”
Conversion is a first-class API — quotes and executed conversions between fiat and stablecoins (and between stablecoins) with documented rates, fees, and settlement timespartialproof ↗
“Move USD on and off the platform via wire transfer or CUBIX”
Move value between fiat and stablecoin balances on the platform — internal transfers and rebalancing through the API or dashboard, documented end to endfullproof ↗
“Accept PYUSD, USDC, and USDP payments via on-chain transfers”
The platform documents which stablecoins and chains it supports — USDC, USDT and peers across multiple named networks — so I can match what my customers actually holdpartialproof ↗
“Automatically convert received stablecoin to fiat, or opt to hold stablecoin balances”
Take crypto payments but settle in fiat — a documented option to auto-convert stablecoin receipts into a fiat balance or bank payout so my books never hold cryptofullproof ↗
“Settle USD directly to a bank account”
Recipients can land in local fiat — documented off-ramp rails that convert stablecoins into bank transfers across a published set of currencies and countriespartialproof ↗
“Register custom webhook endpoints to receive asynchronous platform events”
Money movement emits signed webhooks — payment confirmed, payout settled, conversion executed — so my system tracks state without polling chains or dashboardspartialproof ↗
“Configure webhooks (name, endpoint, event types, auth, rate limit) via the Dashboard”
Money movement emits signed webhooks — payment confirmed, payout settled, conversion executed — so my system tracks state without polling chains or dashboardspartialproof ↗
“Use the sandbox to mock flows, execute transfers, and test integrations end-to-end”
Rehearse everything without real funds — a documented sandbox or testnet mode covering payments, payouts, and conversions with test values that behave deterministicallypartialproof ↗
Contradicted (1)
Undersold (9)
Point an agent at llms.txt or agent-oriented docsfullproof ↗
Run the product headlessly / in CI for automationpartialproof ↗
Delegate tasks to a built-in AI assistant inside the productpartialproof ↗
Define rules that trigger actions automatically on eventspartialproof ↗
I never operate blockchain infrastructure — the platform abstracts nodes, gas, and chain mechanics behind a conventional REST API with client libraries in my languagepartialproof ↗
Embed a fiat-to-stablecoin onramp — a documented widget or API where end users buy stablecoins with cards or bank transfers inside my productpartialproof ↗
Do everything through the API that I can do in the UIpartialproof ↗
My business can hold a stablecoin balance on the platform — documented custodial accounts with stated availability, geographies, and any gating quoted honestlypartialproof ↗
Claims outside our story set (5)
Real capability claims found in Paxos’s own materials, but no story in this arena’s taxonomy covers them yet — that’s feedback on the taxonomy, not a mark against the product.
“Generate an authentication token for API access”
source ↗“Issue refunds to the original buyer via on-chain stablecoin transfers”
source ↗“Get AI-assisted contextual help within the API documentation”
source ↗“Stream real-time order book updates and executions via a WebSocket smart order routing API”
source ↗“Manage the platform and users through a web Dashboard”
source ↗
Business model
Sales-only: paxos.com/pricing doesn't exist — the regulated issuer of USDG and PYUSD onboards institutions by sales, with a self-serve sandbox dashboard for developers.
pricing ↗Score trend
How this product’s scores have moved as evidence and verdicts are re-derived — a point per change, not per day.
Try Experimental
Run it in the microterminal →Recorded agent sessions — and a live MCP handshake where the vendor ships one.
Flag
⚑ Flag a verdictThink a verdict is wrong? Opens a prefilled GitHub issue — or use the ⚑ next to any verdict above.
For agents
